AdalFi Tech Stack

AI credit scoring platform using deposit data for instant lending decisions

Financial Services Lahore, Punjab 11–50 employees Founded 2021 Partnership

AdalFi scores and underwrites borrowers using deposit account data—a direct signal of creditworthiness—paired with AI models and pre-built lending workflows. The tech stack is heavily .NET/C# on Azure with some Python/Spark, reflecting a backend-first build for real-time decisioning. The organization is engineering-dominant (16 of 28 active roles) and senior-heavy, yet pain points center on scaling marketing, sales efficiency, and compliance—suggesting the product is technically sound but go-to-market and regulatory friction remain operational bottlenecks.

Tech Stack 39 technologies

Core Stack.NET C# SQL Server Braze Iterable Jira Figma Canva Adobe Creative Cloud Confluence Asana PL/SQL Apache Spark Python AWS Selenium Java ASP.NET Core Entity Framework Azure MoEngage Excel SQL REST API SQL Server Integration Services Git GCP LinkedIn LinkedIn Recruiter Cucumber+9 more

What AdalFi Is Building

◆Challenges

Optimizing banking operations
Workflow inefficiencies
Ensuring software quality
Ensuring compliance with industry regulations
Real-time automated lending decisions
Hyper-growth scaling
Identifying risks and opportunities
Rapid scaling marketing function
Scaling brand identity
Improving sales efficiency

▲Active Projects

Implementation of adalfi solutions for banks
Scalable fintech applications
Retention & acquisition campaigns
Channel expansion pipeline
Product issue triage
Top of funnel awareness campaign
Sales handoff process implementation
Growth vector creation
Visual identity definition
B2b social media & email campaigns

Hiring Activity

Minimal30 roles · 2 in 30d

Department

Engineering

Marketing

Product

Support

Data

Seniority

Senior

Principal

Junior

Mid

Lead

Manager

Notable leadership hires: Content Lead

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About AdalFi

AdalFi operates a credit-decisioning platform for banks and fintechs across South Asia, headquartered in Lahore. The core product automates loan approval and disbursement by analyzing deposit history—a data source that traditional credit bureaus miss, allowing lenders to extend credit to overlooked consumer and SME segments. The company enables both risk reduction through data-driven underwriting and portfolio expansion through instant digital journeys. Founded in 2021, AdalFi is a partnership-structured business with 11–50 employees, all based in Pakistan, currently focused on implementing solutions with banking partners and building scalable fintech infrastructure.

HeadquartersLahore, Punjab

Company Size11–50 employees

Founded2021

Hiring MarketsPakistan

Frequently Asked Questions

What tech stack does AdalFi use?

AdalFi's core stack is .NET, C#, ASP.NET Core, and SQL Server on Azure, with Python and Apache Spark for analytics. They use MoEngage and Braze for customer engagement, Figma and Adobe Creative Cloud for design, and Jira/Confluence for internal workflow.

What does AdalFi's product do?

AdalFi scores credit risk and automates loan underwriting using deposit account data and AI models. Banks and fintechs use it to instantly approve and disburse loans to borrowers underserved by traditional credit scoring, while reducing default risk.