Non-QM mortgage lender across direct, wholesale, correspondent and servicing
Acra Lending is an Irvine-based non-QM mortgage lender serving borrowers with alternative income documentation through retail, wholesale, correspondent and servicing channels. Its job posts point to an AI push: an agent architecture for mortgage workflows, a RAG system over lending guidelines and automated document classification. These run on a Snowflake, dbt and SQL Server data stack secured by Microsoft Defender, Sentinel and Purview. Hiring leans toward sales and is decelerating.
Acra Lending, the operating name of Citadel Servicing Corporation, is a privately held mortgage lender headquartered in Irvine, California, founded in 2003. It specializes in non-qualified mortgage products such as bank statement loans, private money loans, second mortgages and jumbo loan amounts, including options for borrowers with credit challenges. The company lends directly to consumers and business professionals, works with mortgage brokers through wholesale, purchases loans through correspondent channels and services mortgages. It operates across dozens of U.S. states and employs 201–500 people.
Acra Lending uses Salesforce, Snowflake with Snowpipe and dbt, SQL Server, AWS RDS, Boomi, Azure Data Factory, Power BI, Tableau and Python. Microsoft Defender, Sentinel and Purview handle security and compliance.
Yes. Its job posts describe an AI agent architecture for mortgage workflows, a RAG system for lending guidelines, and automated loan intake and document classification.
Acra Lending is headquartered in Irvine, California. It has 201–500 employees and hires in the United States.
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Acra Lending's technology stack, projects, and hiring signals are inferred from public hiring and company data — career pages, public listings, and company web presence — then clustered and de-duplicated. Figures are estimates that refresh over time. Read our full methodology →
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