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Acra Lending Tech Stack

Non-QM mortgage lender serving brokers across 37 states

Financial Services Irvine, CA 201–500 employees Founded 2003 Privately Held

Acra Lending operates a Non-QM mortgage platform serving mortgage professionals at scale across 37 states. The tech stack reveals a data-first organization: SQL Server, Snowflake, dbt, and a dual BI layer (Power BI + Tableau) suggest heavy internal analytics and reporting. Sales hires significantly outnumber engineering (9 vs 3), typical for B2B2C lending models where broker relationships drive volume. Active projects around LOS-to-portal-to-pricing integration and CI/CD infrastructure signal platform modernization alongside data warehouse and governance work—core needs for a 20-year-old lender handling compliance-heavy products.

Tech Stack 42 technologies

Core StackSQL Server Snowflake AWS RDS MySQL dbt Azure Data Factory Power BI Tableau Power Automate Python Jira GraphQL Snowpipe Boomi SQL Server Integration Services R SQL Server Management Studio Redgate SQL Server Reporting Services Microsoft Defender for Endpoint Microsoft Defender for Office 365 Sentinel Microsoft Purview Azure AD Identity Protection PowerShell Azure Logic Apps Microsoft Office Glide REST Excel+12 more

What Acra Lending Is Building

Challenges

  • Modernizing lending platform
  • Data governance and security
  • Performance optimization of data warehouses
  • Database security and compliance
  • Detecting security threats
  • Integrating disparate systems
  • Ensuring data contract compliance
  • Rationalizing legacy systems
  • Data privacy compliance
  • Post closing process inefficiency

Active Projects

  • Etl pipeline optimization
  • Data integration platform configuration
  • Data warehouse and lake development
  • Security monitoring solution deployment
  • Incident response automation
  • Security assessment program
  • Los ↔ portal ↔ pricing integration
  • Observability and error handling for integrations
  • Ci/cd pipeline and infrastructure-as-code for integrations
  • Multi-year target architecture roadmap

Hiring Activity

Steady20 roles · 8 in 30d

Department

Sales
9
Finance
5
Engineering
3
Data
2
Security
2
Ops
1

Seniority

Mid
8
Senior
8
Junior
4
Manager
1
Staff
1
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About Acra Lending

Acra Lending is a mortgage lender offering direct, wholesale, correspondent, and servicing products focused on Non-QM borrowers—those with alternative income documentation, subprime profiles, or non-standard loan structures. Licensed to operate across 37 U.S. states (NMLS #144549), the company serves mortgage brokers and professionals rather than consumers directly. The product suite spans residential home purchase and refinance, jumbo loans, bank statement loans, and second mortgages. With 201–500 employees, the organization maintains a sales-heavy structure aligned with broker channel growth.

HeadquartersIrvine, CA
Company Size201–500 employees
Founded2003
Hiring MarketsUnited States

Frequently Asked Questions

What states does Acra Lending operate in?

Acra Lending is licensed in 37 states: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, KS, KY, LA, MD, MI, ME, MN, MT, NC, NE, NH, NJ, NV, OK, OR, PA, SC, TN, TX, UT, VA, VT, WA, WI, and WY.

What is Acra Lending's tech stack?

Core stack includes SQL Server, Snowflake, dbt, AWS RDS, and MySQL for data. Visualization uses Power BI and Tableau. Integration tools: Boomi, Azure Data Factory, REST, GraphQL. Security: Microsoft Defender, Sentinel, Purview, Azure AD. Orchestration: Jira, PowerShell, Azure Logic Apps.

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