Non-QM mortgage lender serving brokers across 37 states
Acra Lending operates a Non-QM mortgage platform serving mortgage professionals at scale across 37 states. The tech stack reveals a data-first organization: SQL Server, Snowflake, dbt, and a dual BI layer (Power BI + Tableau) suggest heavy internal analytics and reporting. Sales hires significantly outnumber engineering (9 vs 3), typical for B2B2C lending models where broker relationships drive volume. Active projects around LOS-to-portal-to-pricing integration and CI/CD infrastructure signal platform modernization alongside data warehouse and governance work—core needs for a 20-year-old lender handling compliance-heavy products.
Acra Lending is a mortgage lender offering direct, wholesale, correspondent, and servicing products focused on Non-QM borrowers—those with alternative income documentation, subprime profiles, or non-standard loan structures. Licensed to operate across 37 U.S. states (NMLS #144549), the company serves mortgage brokers and professionals rather than consumers directly. The product suite spans residential home purchase and refinance, jumbo loans, bank statement loans, and second mortgages. With 201–500 employees, the organization maintains a sales-heavy structure aligned with broker channel growth.
Acra Lending is licensed in 37 states: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, KS, KY, LA, MD, MI, ME, MN, MT, NC, NE, NH, NJ, NV, OK, OR, PA, SC, TN, TX, UT, VA, VT, WA, WI, and WY.
Core stack includes SQL Server, Snowflake, dbt, AWS RDS, and MySQL for data. Visualization uses Power BI and Tableau. Integration tools: Boomi, Azure Data Factory, REST, GraphQL. Security: Microsoft Defender, Sentinel, Purview, Azure AD. Orchestration: Jira, PowerShell, Azure Logic Apps.
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