Xapo Bank Tech Stack

Bitcoin-integrated bank merging traditional finance and crypto payments

Financial Services Gibraltar 201–500 employees Founded 2014 Privately Held

Xapo Bank operates a hybrid banking platform that bridges USD bank accounts with Bitcoin holdings and blockchain payments. The tech stack reveals a mobile-first architecture (Swift, Kotlin Multiplatform, Jetpack Compose) built on cloud infrastructure (AWS, GCP, BigQuery, PostgreSQL), with active investment in fraud detection, transaction monitoring, and data pipeline work. Hiring is balanced across engineering, finance, and sales—signaling simultaneous pressure to scale product, compliance, and revenue—while pain points cluster around regulatory reporting, crypto accounting expertise, and financial crime prevention, suggesting the core friction is operational maturity in a heavily regulated space.

Tech Stack 41 technologies

Core StackSwift SwiftUI CircleCI BigQuery Python Looker AWS Docker Django Flask MySQL MongoDB Redis PostgreSQL Node.js Terraform GitHub GitHub Actions PagerDuty Kotlin Jetpack Compose Braze Kotlin Multiplatform SQL GCP Coralogix Bash Android Android SDK Hilt+11 more

What Xapo Bank Is Building

◆Challenges

Crypto accounting expertise
Regulatory reporting
Target market penetration
Achieving revenue targets
P&l accountability
Preventing financial crime
Improving analytical capabilities
Managing risk well
Financial efficiencies
Managing risk effectively

▲Active Projects

Implement standardized sops
Alert review for onboarding
Incident response and forensic analysis
Cross-selling strategy development
Portfolio monitoring
Transaction monitoring
Alert review for fraud
Developing data products for finance and treasury teams
Designing and maintaining looker dashboards
Writing and managing end-to-end data pipelines

Hiring Activity

Accelerating30 roles · 15 in 30d

Department

Engineering

Finance

Sales

Data

Legal

Security

Customer-Success

Marketing

Seniority

Mid

Senior

Lead

Junior

Manager

Director

Intern

Principal

Notable leadership hires: Regional Head, Head of Customer Success

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About Xapo Bank

Xapo Bank, founded in 2014 and based in Gibraltar, positions itself as the first bank to natively integrate Bitcoin and traditional finance. Members hold USD deposit accounts earning daily interest alongside Bitcoin holdings, with access to international payment networks and blockchain rails through a single app. The company operates across Gibraltar, United Arab Emirates, United States, and China. Active projects span compliance infrastructure (transaction monitoring, fraud alert review, incident response), product monetization (cross-selling strategy, portfolio monitoring), and data foundations (Looker dashboards, end-to-end pipelines for finance and treasury teams). The organization is 201–500 employees and actively hiring across all core functions.

HeadquartersGibraltar

Company Size201–500 employees

Founded2014

Hiring MarketsGibraltar, United Arab Emirates, United States, China

Frequently Asked Questions

What is Xapo Bank's tech stack?

Mobile clients built in Swift, SwiftUI, and Kotlin Multiplatform; backend on AWS and GCP using Python (Django, Flask), Node.js, PostgreSQL, MySQL, MongoDB, and Redis; data infrastructure via BigQuery and Looker; CI/CD through CircleCI and GitHub Actions; monitoring via Coralogix and PagerDuty.