Uncapped Tech Stack

Working capital platform for ecommerce and retail founders, £10k–£10m

Financial Services London, England 51–200 employees Founded 2019 Privately Held

Uncapped funds growing ecommerce and retail businesses with non-dilutive working capital. The tech stack reveals a company building toward ML-driven underwriting: Java/Spring on GCP and AWS, paired with PyTorch, TensorFlow, and Vertex AI for risk modeling, plus real-time dashboards (Grafana, Loki, Tempo). Active projects center on risk engine development and automation—a direct response to stated bottlenecks in credit decisioning speed and accuracy. The hiring mix (3 product, 2 design, 2 engineering, 1 sales) and leadership gaps in scaling suggest engineering capacity constraints as the company pushes to reduce application processing time.

Tech Stack 22 technologies

Core StackJava Docker Kubernetes AWS Shopify Python PyTorch TensorFlow MLflow Kubeflow Vertex AI Figma React HubSpot Terraform Loki Grafana Spring Boot Spring Cloud GCP Tempo Mimir

What Uncapped Is Building

◆Challenges

Reducing application processing time
Improving credit decisioning accuracy
Real-time portfolio monitoring
Risk bottleneck for growth
Increasing automation rates
Reducing decision times
Expanding underwriting capabilities
Scaling engineering organization
Modernizing underwriting automation
Onboarding marketplace data partners

▲Active Projects

Risk engine development
Build & scale our design system
Design & ship exceptional products
Drive user-centered strategy
Real-time portfolio monitoring dashboards
Production-ready risk features
Portfolio monitoring dashboard
Data source integration
Scale automation while keeping the lights on
Expand our data advantage

Hiring Activity

Minimal9 roles · 1 in 30d

Department

Product

Design

Engineering

Sales

Seniority

Senior

Director

Mid

Lead

Notable leadership hires: Product Director

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About Uncapped

Uncapped provides working capital financing to founders and operators of ecommerce brands, retailers, and marketplace sellers across the UK and Europe. Founded in 2019, the company offers lines from £10k to £10m, allowing businesses to fund inventory, marketing, and growth without diluting equity. The platform sits at the intersection of fintech and underwriting: backend systems process applications and credit decisions, while data infrastructure connects to Shopify and other marketplace partners. Current focus is on shrinking decision turnaround and expanding automation across underwriting and portfolio monitoring.

HeadquartersLondon, England

Company Size51–200 employees

Founded2019

Hiring MarketsPoland, United Kingdom, Portugal

Frequently Asked Questions

What tech stack does Uncapped use?

Java, Spring Boot, GCP, AWS, Docker, Kubernetes, plus Python with PyTorch, TensorFlow, and Vertex AI for ML-driven risk modeling. Frontend uses React; observability via Grafana, Loki, Tempo, Mimir.

What is Uncapped working on?

Risk engine development, real-time portfolio monitoring dashboards, production-ready risk features, and scaling automation in underwriting. Also building a design system and integrating new data sources to expand underwriting capabilities.

How this profile is built

Uncapped's technology stack, projects, and hiring signals are inferred from public hiring and company data — career pages, public listings, and company web presence — then clustered and de-duplicated. Figures are estimates that refresh over time. Read our full methodology →

This is not an official vendor or customer list. It is a technology-adoption signal inferred from public data, intended for B2B research.