Fast lending platform automating underwriting and capital deployment for e-commerce and service businesses
Wayflyer deploys working capital ($5k–$20m per deal) to fast-growth companies via an underwriting engine that runs on AWS, Python, and PostgreSQL. The hiring mix is product-heavy (20 roles) relative to engineering (9), paired with acute focus on sales tooling, inbound automation, and portfolio risk management — revealing a company scaling sales and underwriting operations faster than the tech infrastructure that supports them, and facing real portfolio performance headwinds.
Wayflyer provides working capital financing to consumer brands, retail, DTC, software, and service businesses. The company assesses growth potential through proprietary technology to deliver loan decisions in minutes rather than months, with typical deal sizes between $5k and $20m. Operating from six offices across Dublin, London, Berlin, New York, Charlotte, and Sydney, Wayflyer has deployed over $6 billion to more than 6,000 businesses since April 2020. The core platform integrates with Shopify, Amazon, and other merchant ecosystems, and serves both direct applicants and channel partners. Revenue and profitability depend on managing credit losses and portfolio performance while reducing friction in the application and funding experience.
AWS, PostgreSQL, Python (Django, FastAPI, Flask), TypeScript, React, React Native, SQL, and analytics tools including Looker, Power BI, and Tableau. Shopify integrations anchor the e-commerce underwriting layer.
Headquartered in Dublin. Active hiring spans Ireland, Greece, Poland, Germany, Italy, Romania, Spain, Portugal, the US, UK, and Belgium — a distributed model centered on Dublin and London.
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