Microfinance platform serving Brazil's underbanked through 5,000+ retail partners
VIACERTA runs a 20-year-old microfinance operation across 5,000+ authorized retail correspondents in Brazil, processing loans and credit products for individuals. The tech stack reveals a data-engineering-first posture: Databricks, Delta Lake, Spark, and SQL dominate, paired with cloud infrastructure (AWS, Azure, GCP) and BI tooling (Power BI). Two active projects—a new corporate data platform and data lakehouse architecture—map directly to stated pain points in credit approval workflows, suggesting VIACERTA is moving from legacy batch processes toward real-time decisioning.
VIACERTA is a microfinance lender specializing in personal credit products, with over 20 years of direct experience and 50 years of retail banking heritage. The company operates via a distributed network of 5,000+ authorized financial correspondents across Brazil, positioning itself as a high-volume, relationship-driven alternative lender for credit-underserved consumers. Headquarters in Santo Cristo, Rio Grande do Sul. The current hiring profile (finance, data, technology, marketing) reflects both operational scale and active product development, particularly around data infrastructure and credit approval acceleration.
Databricks, Delta Lake, Apache Spark, PySpark, SQL, Python on AWS, Azure, and GCP. Power BI for analytics and reporting. Git and Terraform for infrastructure-as-code.
201–500 employees, headquartered in Santo Cristo, Rio Grande do Sul, Brazil.
A new corporate data platform and data lakehouse architecture, alongside credit approval process improvements.
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