Home equity financing platform using co-investment instead of debt
Unison offers a fintech alternative to traditional home equity loans, structured around co-investment agreements rather than debt. The tech stack is weighted toward Salesforce + Apex (core origination platform) and backend services (Java, Python, Scala, Spark), with active hiring in product and engineering focused on automation, risk frameworks, and platform scalability — suggesting they're moving beyond manual underwriting and vendor-dependent workflows toward in-house origination tooling.
Unison operates a home equity financing platform targeting homeowners and real estate investors seeking capital without taking on debt. Instead of traditional loans, the company structures deals as home co-investment agreements, where Unison takes a stake in the property's future appreciation. The origination and underwriting process runs on Salesforce + custom Apex code, with supporting infrastructure in AWS, Java, and Spark. Current engineering focus spans automation of loan workflows, risk management frameworks, and internal API layer buildout to reduce reliance on third-party vendor integrations.
Salesforce with custom Apex code forms the core origination system. Backend services run on Java, Python, and Scala with Apache Spark for data processing. Infrastructure is AWS-hosted. Google Analytics and Bloomberg provide market and performance data.
Core initiatives include automating loan origination workflows, launching new investment products, implementing risk management frameworks, and building internal APIs to reduce vendor dependencies. Platform reliability and underwriting efficiency are active pain points.
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