TELERED - PANAMA Tech Stack

Payment systems infrastructure and card networks for Panama's financial sector

Financial Services Panama Pacifico, Panama 201–500 employees Founded 1991 Privately Held

TELERED operates Panama's largest domestic debit card network (Sistema Clave) and core payment infrastructure including ACH clearing and bill-pay platforms. The tech stack is heavily rooted in legacy financial systems (SQL Server, PL/SQL, Unix, AIX) with recent adoption of Power BI and Microsoft 365, reflecting a modernization effort in reporting and operations. Active hiring is concentrated in engineering and compliance roles, while project roadmap is dominated by PCI DSS certification and audit work—a compliance posture typical of payment processors managing high-friction regulatory requirements.

Tech Stack 18 technologies

Core StackPL/SQL SQL Server Linux Power BI Power Automate Jira SQL Unix Windows Microsoft Office Microsoft 365 AIX Wireshark Word Excel Teams Microsoft Project ISO 27001

What TELERED - PANAMA Is Building

◆Challenges

Identifying regulatory compliance gaps
Maintaining compliance records
Conducting due diligence
Improving network infrastructure
Ensuring sla compliance
Maintaining vpn performance
Budget execution reporting
Forecasting
Pricing strategy
Executing due diligence processes

▲Active Projects

New product discovery and inception
Business case development
Kpi definition for new products
Pci dss compliance program
Pci dss audit preparation
Pci dss inventory management

Hiring Activity

Decelerating10 roles · 2 in 30d

Department

Engineering

Legal

Ops

Product

Finance

Security

Seniority

Mid

Senior

Intern

Junior

Manager

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About TELERED - PANAMA

TELERED is a privately held payment infrastructure company established in 1991, based in Panama Pacífico. It serves 36 affiliated financial institutions and operates approximately 2,200 ATMs across Panama. Core products include Sistema Clave (the debit card network with nearly 30 years of market presence), ACH Directo (clearing system), Mis Pagos Hoy (bill-pay hub connecting banks to billers), and PID (document processing). The company processes payments across 26,000+ merchants nationwide and handles domestic fund transfers. Its customer base spans retail cardholders, financial institutions, and enterprise billers within Panama.

HeadquartersPanama Pacifico, Panama

Company Size201–500 employees

Founded1991

Hiring MarketsPanama

Frequently Asked Questions

What technology does TELERED use for payment processing?

SQL, PL/SQL, SQL Server, and Unix form the core backend. Secondary systems include Power BI (reporting), AIX, Linux, and Windows infrastructure. All stack resides on-premise or private cloud based on stack naming patterns.

What is TELERED currently working on?

PCI DSS compliance certification and audit preparation dominate the roadmap. Secondary focus includes new product discovery, KPI definition, and business case validation for unreleased offerings.