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smeGo Tech Stack

Pan-European SME financing platform with factoring and business credit

Financial Services Vilnius, LT 51–200 employees Founded 2016 Privately Held

smeGo finances established small and medium-sized businesses across Europe through factoring, business loans, and credit lines. The tech stack reveals a data-first operational model: GCP + BigQuery + dbt + Python form the core, with Dynamics 365 Supply Chain Management handling internal operations. Active hiring is concentrated in finance (4 roles) and data (1), while projects focus on data warehouse architecture and ETL pipelines—a pattern consistent with scaling underwriting and credit risk models as loan volume grows.

Tech Stack 13 technologies

Core StackBigQuery dbt Python Jira Docker GCP Apache Superset SQL Git Dynamics NAV Dynamics 365 Supply Chain Management Excel Microsoft Office

What smeGo Is Building

◆Challenges

Scalability and efficiency of data warehouse
Data quality and governance
Optimizing etl pipelines
Mitigating credit risk
Collecting debts from customers with financial difficulties

▲Active Projects

Data warehouse and data architecture
Data pipelines and etl processes
Data integrations between internal and external systems

Hiring Activity

Accelerating6 roles · 3 in 30d

Department

Finance

4

Data

1

Engineering

1

Seniority

Junior

2

Mid

2

Manager

1

Senior

1

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About smeGo

smeGo is a pan-European financial services platform launched in 2016, headquartered in Vilnius with offices across Amsterdam, Helsinki, Tallinn, and Riga. The platform serves established SMEs with factoring, business loans, credit lines, and related financing products. As of 2024, smeGo has financed €1.9B to over 4,000 businesses. The company combines digital delivery with personal banking service, positioning itself as an alternative to traditional banks for mid-market SME growth. The 51–200-person team draws from six nationalities and operates a multi-country delivery model.

HeadquartersVilnius, LT

Company Size51–200 employees

Founded2016

Hiring MarketsLithuania, Finland

Frequently Asked Questions

What tech stack does smeGo use?

GCP, BigQuery, dbt, Python, Apache Superset, SQL, Jira, Docker, and Microsoft Dynamics (NAV and 365 Supply Chain Management). The platform is built on cloud data infrastructure with Python-based pipelines and business process tools.