SBI Card Tech Stack

India's largest credit card issuer with 20M+ cards and digital payments focus

Financial Services Gurgaon, Haryana 1,001–5,000 employees Public Company

SBI Card is a publicly listed, State Bank of India-backed credit card operator managing over 20 million active cards across India's consumer and SME segments. The tech stack reveals a hybrid operational architecture: SAS and SPSS for risk analytics, Oracle middleware (WebCenter, ADF, BPM) for core banking processes, and a data engineering pipeline (Hadoop, Spark, Kafka, DataStage) now adopting Hadoop-ecosystem tools (HDFS, Hive, Parquet, Oozie) alongside RPA automation. Hiring velocity is accelerating with 108 roles posted in the last 30 days, but only 6 open engineering positions against 54 in operations and 49 in finance—signaling a business-process-driven transformation roadmap rather than platform engineering rewrite.

Tech Stack 44 technologies

Core StackSAS Python Jira Power Apps Fortinet Cisco Palo Alto Networks Hadoop Apache Spark AWS Apache Kafka PySpark SPSS Modeler SAS Enterprise Miner R Paytm SQL Microsoft Office Oracle WebCenter Oracle ADF Oracle BPM Checkpoint Juniper RPA IBM DataStage Cloudera Manager Apache Sqoop Falcon Android iOS+14 more

AdoptingHadoop HDFS Hive Pig Parquet Kudu Impala Oozie+2 more

What SBI Card Is Building

◆Challenges

Improving collections process efficiency
Improving collections recovery rates
Reducing portfolio deterioration
Process gaps
Ensuring compliance with guidelines
Early delinquency rates
Identifying stress segments
Fraud detection
Ensuring compliance with settlement waivers
Competition moves

▲Active Projects

Tactical short term incentive plans for nftes
Critical segment performance review
Location-wise banca sales execution strategy
Portfolio health monitoring
Open market distribution points
New digital initiatives adoption
Process improvement through rpa
New hire orientation
Special segment product program campaigns
Critical account field visits

Hiring Activity

Accelerating250 roles · 110 in 30d

Department

Ops

Sales

Finance

Support

Security

Data

Engineering

Seniority

Manager

119

Senior

Mid

Junior

C-Level

Notable leadership hires: Regional Head, Regional Head Banca, Chief Strategy Officer, Circle Sales Head

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About SBI Card

SBI Card was launched in 1998 as a joint venture with State Bank of India and went public in March 2020 on BSE and NSE. The company operates as India's largest pure-play credit card issuer, serving segments from new-to-credit consumers to super-premium cardholders. The product portfolio spans credit cards and value-added payment services marketed under the 'Make Life Simple' value proposition. With 1,001–5,000 employees based in Gurgaon, the company operates a diversified distribution model including banca (bank partner branch) channels, open-market distribution, and digital channels. Current operational priorities center on collections efficiency, portfolio health, delinquency reduction, and fraud detection.

HeadquartersGurgaon, Haryana

Company Size1,001–5,000 employees

Hiring MarketsIndia

Frequently Asked Questions

What tech stack does SBI Card use?

SBI Card runs SAS and SPSS Modeler for analytics, Oracle (WebCenter, ADF, BPM) for banking operations, Python and R for data science, Hadoop/Spark/Kafka for data pipelines, and Paytm for payments integration. AWS is the cloud provider.