AI-first fintech infrastructure for regulated credit and banking products in Brazil
QI Tech operates as a licensed credit originator and banking infrastructure provider in Brazil, holding regulatory approvals (SCD license from the Central Bank) that most fintechs lack. The tech stack is heavily weighted toward data, infrastructure, and integrations (SQL, Python, AWS, GCP, Terraform, Docker, Metabase) — typical of a backend-driven fintech — while hiring skews finance and ops roles over engineering, signaling operational scaling and compliance management as growth priorities alongside product development.
QI Tech is a fintech infrastructure company founded in 2018 that provides modular APIs and platforms for creating regulated financial products in Brazil. The core offerings span risk and fraud prevention, white-label banking (accounts, payments, cards), credit origination and securitization, capital markets infrastructure (DCM), and investment fund operations (DTVM). The company holds a Direct Credit Society license from Brazil's Central Bank and operates as the only unicorn in Latin America in the fintech space. Customers are mid-market and enterprise companies seeking to launch or scale financial products without building compliance and infrastructure from scratch. The organization is distributed across finance, operations, engineering, and marketing functions, with active hiring in Brazil.
SQL, Python, AWS, GCP, Terraform, Docker, Metabase for analytics, Oracle NetSuite for ERP, HubSpot for CRM, and Excel/Google Sheets for operations and finance workflows.
QI Tech holds a Direct Credit Society (SCD) license from Brazil's Central Bank, enabling direct credit origination and securitization in a highly regulated environment.
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