Consumer fintech for interest-free shopping, credit building and cards
Perpay is a Philadelphia consumer-lending fintech combining an e-commerce marketplace with credit-building products and a Mastercard. Its stack is data-heavy: Redshift, Glue, Fivetran, Airflow and DataHub alongside scikit-learn and statsmodels, pointing to in-house credit modeling. Accelerating hiring tilts toward data and engineering with many intern and junior roles, matching active work on real-time event ingestion and a risk decisioning redesign.
Perpay Inc., founded in 2016 and headquartered in Philadelphia, builds financial products for consumers seeking better access to credit. Its Marketplace pairs interest-free payments with online shopping, Perpay+ uses repayment history to help members build credit with all three bureaus, and the Perpay Credit Card is a World Mastercard designed to lower approval barriers. The privately held company has 51–200 employees, is a certified B Corp, and hires in the United States.
Perpay runs on AWS (Redshift, Glue, ECS, DMS), with Fivetran, Apache Airflow, DataHub and Spark for data, Python, Django, Flask, React and React Native for apps, and Terraform, Kubernetes and Docker for infrastructure.
Yes. Hiring is accelerating and concentrated in data and engineering, with finance and operations roles too, spanning intern through senior levels, all in the United States.
Perpay offers the Perpay Marketplace for interest-free payment shopping, Perpay+ for credit monitoring and building across three bureaus, and the Perpay Credit Card, a World Mastercard.
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Perpay Inc.'s technology stack, projects, and hiring signals are inferred from public hiring and company data — career pages, public listings, and company web presence — then clustered and de-duplicated. Figures are estimates that refresh over time. Read our full methodology →
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