Perpay Inc. Tech Stack

Consumer lending platform with buy-now-pay-later and credit-building products

Financial Services Philadelphia, Pennsylvania 51–200 employees Founded 2016 Privately Held

Perpay operates a consumer lending platform serving underbanked customers through three product lines: a buy-now-pay-later marketplace, a credit-building tool, and a Mastercard product. The tech stack—TypeScript/React/Python/Django on AWS/Kubernetes—is standard for fintech, but the hiring mix signals operational strain: data and product roles dominate open positions, while compliance headcount remains thin relative to their stated focus on BSA/AML scaling and enterprise-wide compliance system implementation. This gap between compliance ambition and compliance hiring capacity is a material friction point.

Tech Stack 12 technologies

Core StackTypeScript JavaScript React Redux Python Django Flask Kubernetes AWS Docker React Native Terraform

What Perpay Inc. Is Building

◆Challenges

Building new offerings
Deepening impact
Enhancing profitability
Boosting revenue
Reducing costs
Expanding into new product categories
Scaling product management team
Implementing scalable team processes
Scaling bsa/aml compliance
Balancing compliance with growth

▲Active Projects

Expand assortment
Negotiating total cost of ownership
Scaling product management team
Implementing scalable team processes
Enterprise-wide compliance management system (cms)
Bsa/aml compliance framework scaling
Demand/sales generation
Product margin management
Data pipeline development
Financial modeling of existing operations and key initiatives

Hiring Activity

Minimal25 roles · 2 in 30d

Department

Data

Product

Engineering

Finance

Compliance

Executive

Marketing

Ops

Seniority

Intern

Junior

Lead

Senior

Mid

Notable leadership hires: Head of Compliance, Chief of Staff

Company intelligence

Find more companies like Perpay Inc. by tech stack, pain points and active projects

Get started free

About Perpay Inc.

Perpay is a Philadelphia-based fintech company founded in 2016, providing consumer lending and credit-building products to underbanked populations. The platform includes a BNPL marketplace (interest-free installments), Perpay+ (credit bureau reporting tied to repayment history), and a Mastercard product designed to lower barriers like high security deposits. Members have collectively used $500 million in spending power, and the platform reports an average 32-point credit score lift within the first three months. As a B Corp, Perpay combines for-profit lending operations with a stated mission around financial inclusion and economic stability.

HeadquartersPhiladelphia, Pennsylvania

Company Size51–200 employees

Founded2016

Hiring MarketsUnited States

Frequently Asked Questions

What is Perpay's tech stack?

TypeScript, JavaScript, React, Redux, Python, Django, and Flask for application development; Kubernetes, Docker, and Terraform for infrastructure; AWS for cloud hosting.