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Zilch Tech Stack

Buy-now-pay-later platform targeting lower-cost consumer credit

Financial Services London, England 201–500 employees Founded 2018 Privately Held

Zilch operates a fintech payments platform built on a modern cloud-native stack (AWS, Snowflake, React/React Native, TypeScript) serving the BNPL segment. The company faces scaling challenges across data infrastructure—fragile ingestion, legacy pipelines, and a need to close skills gaps in the data team—while simultaneously building measurement frameworks and a semantic layer, suggesting a shift toward product analytics and data-driven decision-making. Hiring velocity is minimal across all departments, with leadership gaps in data and sales despite active scaling efforts in product and marketing.

Tech Stack 19 technologies

Core StackSnowflake AWS Apache Airflow Datadog Slack TypeScript React React Native Firebase AWS Lambda iOS Android Appium PactFlow CodePush Bitrise Styled Components Contentstack SQL

What Zilch Is Building

Challenges

  • Process inefficiency
  • Technical debt
  • Scaling data pipelines
  • Design team optimization
  • Consistent design experience
  • Complex customer and business problems
  • Closing a skills gap within the data team
  • Fragile ingestion processes
  • Legacy pipelines
  • Scaling legal team

Active Projects

  • Share of wallet product domain
  • Measurement and experimentation frameworks
  • Semantic layer
  • Customer onboarding strategies
  • Membership proposition
  • Intelligent commerce strategy
  • Arsenal football club sponsorship
  • New product launches
  • Share the love brand content
  • Arsenal partnership

Hiring Activity

Minimal15 roles · 2 in 30d

Department

Marketing
4
Product
3
Engineering
2
Data
1
Design
1
Finance
1
Legal
1
Sales
1

Seniority

Senior
8
Manager
4
Lead
2
VP
1

Notable leadership hires: Head of Product Marketing

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About Zilch

Zilch is a UK-based fintech company founded in 2018 that offers a buy-now-pay-later payment solution designed to reduce the cost of consumer credit. The platform operates across web and mobile (iOS, Android, React Native), integrated with retail and shopping partners. The company employs 201–500 people based in London and is privately held. Active projects span product expansion (membership, share-of-wallet mechanics), customer onboarding, and brand partnerships (including a sponsorship), alongside internal capability work in experimentation, design consistency, and data infrastructure.

HeadquartersLondon, England
Company Size201–500 employees
Founded2018
Hiring MarketsUnited Kingdom

Frequently Asked Questions

What tech stack does Zilch use?

Zilch's primary stack includes Snowflake, AWS, Apache Airflow, TypeScript, React, React Native, Firebase, Datadog, and SQL. Mobile apps run on iOS and Android with CodePush for deployment.

Where is Zilch headquartered?

Zilch is headquartered in London, England, and all current hiring activity is restricted to the United Kingdom.

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