National Payments Corporation Of India (NPCI) Tech Stack

India's national payments infrastructure operator and UPI backbone

Financial Services Mumbai, Maharashtra 1,001–5,000 employees Founded 2005 Nonprofit

NPCI operates India's retail payment systems as a non-profit utility under RBI and IBA guidance, running UPI, RuPay, BHIM, and immediate payment rails. The tech stack—Kafka, Spark, Flink, Kubernetes, PyTorch, TensorFlow—reflects a maturing platform engineering org handling massive throughput and real-time settlement, while active hiring skews heavily toward security (6 roles) and engineering (4), suggesting ongoing hardening of payment infrastructure and automation of legacy clearing processes.

Tech Stack 73 technologies

Core StackJava GitHub Splunk Elasticsearch Active Directory Linux Python PyTorch TensorFlow MLflow Weights & Biases Docker Kubernetes Kubeflow Apache Spark Apache Flink Apache NiFi Kafka PySpark Android SDK RSA AES YARA MITRE ATT&CK Metasploit Burp Suite DVC Feast Druid SQL+43 more

What National Payments Corporation Of India (NPCI) Is Building

◆Challenges

Process streamlining
Low upi adoption
Seamless integration and compliance
Handling extremely large datasets at high throughput
Mitigating digital brand risks
Monitoring dark web threats
Manual process automation
Enhancing efficiency through automation
Security risk assessment
Highly available scalable platforms

▲Active Projects

Upi adoption program
Partner onboarding
Onboarding assistance to banks
Automation of manual processes
Process streamlining using ai tools
Threat intelligence reporting and dashboard development
Custom threat detection rule creation
Ecosystem expansion
Streamlining grc processes through automation
Designing internal control frameworks

Hiring Activity

Steady20 roles · 7 in 30d

Department

Security

Engineering

Sales

Data

Product

Ops

Research

Seniority

Senior

Mid

Lead

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About National Payments Corporation Of India (NPCI)

NPCI is a Section 8 non-profit company established in 2005 to consolidate and operate India's retail payment systems. It serves banks, payment service providers, and end consumers across digital payment channels including UPI (peer-to-peer and merchant payments via virtual payment addresses), RuPay (card scheme), Immediate Payment Service (24/7 real-time transfers), and National Automated Clearing House (centralized settlement). The organization operates at scale—handling large concurrent transaction flows—and maintains compliance and security frameworks across a broad ecosystem of financial institutions.

HeadquartersMumbai, Maharashtra

Company Size1,001–5,000 employees

Founded2005

Hiring MarketsIndia

Frequently Asked Questions

What is NPCI's main business?

NPCI operates India's retail payment systems and infrastructure. It owns and manages UPI, RuPay cards, BHIM, Immediate Payment Service (24/7 instant transfers), and the National Automated Clearing House—serving banks, payment providers, and 1+ billion consumers.

What tech stack does NPCI use?

Core infrastructure: Kafka, Apache Spark, Apache Flink, Kubernetes, Druid. Security: Splunk, Elasticsearch, Burp Suite, Metasploit, YARA. ML/data: PyTorch, TensorFlow, MLflow, DVC, Feast. Cryptography: RSA, AES. Deployment: Docker, Linux, GitHub.