Novicap Tech Stack

Working capital financing platform for European SMEs and mid-market companies

Financial Services Barcelona, Barcelona 51–200 employees Founded 2014 Privately Held

Novicap operates a fintech platform delivering credit and SaaS-based working capital solutions across Europe, with a stack built on Ruby on Rails, Python, React, and AWS. The active project list reveals a company balancing rapid scaling with regulatory maturity: simultaneous work on core platform development, AI governance frameworks, anti-bribery compliance programs, and credit risk modeling suggests a maturing fintech moving past product-market fit into institutional-grade operations. Sales-led hiring velocity (3 of 9 open roles) paired with finance and legal recruitment signals preparation for larger deal flow and stricter regulatory scrutiny.

Tech Stack 13 technologies

Core StackRuby on Rails Python JavaScript AWS PostgreSQL React HubSpot JumpCloud Gemini Claude

What Novicap Is Building

◆Challenges

Maintaining good standing while scaling fintech operations
Reducing credit and fraud risk
Mid-market financing
Scaling platform for fast growth
Integrating third-party services
Data hygiene for financial forecasting
Forecasting precision
Funnel optimization
Ensuring compliance with evolving fintech regulations
Turning compliance into competitive advantage

▲Active Projects

Core platform development
Policy development for credit subscription
Credit portfolio performance analysis
High-performance machine
Data hygiene for financial forecasting
Funnel optimization
Build a tech-enabled compliance framework
Develop governance framework for ai tools
Implement anti-bribery and corruption program
Drafting financing contracts

Hiring Activity

Accelerating9 roles · 4 in 30d

Department

Sales

Engineering

Finance

Legal

Seniority

Mid

Senior

Lead

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About Novicap

Novicap is a European fintech founded in 2014 and based in Barcelona. The company provides working capital solutions—primarily invoice factoring, receivables finance, and alternative credit products—to SMEs, mid-market corporates, and public administrations. Operations span multiple European markets with hiring currently concentrated in Spain. The product is built around a proprietary technology platform offering both credit facilities and SaaS tooling; customers range from small businesses to large enterprises seeking alternative financing without traditional bank constraints.

HeadquartersBarcelona, Barcelona

Company Size51–200 employees

Founded2014

Hiring MarketsSpain

Frequently Asked Questions

What tech stack does Novicap use?

Core stack: Ruby on Rails, Python, JavaScript, React for frontend, PostgreSQL for data, AWS for infrastructure. Also integrated: HubSpot for CRM, JumpCloud for identity management, and Claude and Gemini for AI features.

What is Novicap working on?

Active projects include core platform development, credit subscription policy frameworks, portfolio performance analysis, AI governance and compliance systems, anti-corruption compliance, data hygiene for forecasting, and contract automation.