Netbank Tech Stack

Banking-as-a-Service platform for Filipino fintechs and digital lenders

Financial Services Manila 51–200 employees Founded 2019 Privately Held

Netbank is a regulated bank offering APIs, payments, and lending infrastructure to Filipino fintechs. The tech stack (AWS/GCP/Azure, Kafka, PostgreSQL, Java, Go) reflects a distributed, high-throughput architecture built for transaction processing at scale. Active hiring skews sales and finance—suggesting a push to onboard and underwrite more fintech partners—while engineering focus on high-availability systems and credit risk automation reveals the core operational tension: managing regulatory compliance and delinquency risk as loan volumes accelerate.

Tech Stack 18 technologies

Core StackAWS Docker Kubernetes Kafka RabbitMQ PostgreSQL MySQL Java Go Node.js Asana HubSpot Jira GCP Azure COBIT ISO 27001 NIST

What Netbank Is Building

◆Challenges

Identifying product gaps
Risk compliance
Execution pain-points and process gaps
Reducing processing time
High-availability transaction systems
High-volume low-latency transactions
Scalable fault-tolerant architectures
Expanding loan product partnerships
Monitoring delinquency trends
Implementing regulatory requirements in partnership bank

▲Active Projects

Product strategy and roadmap development
High-availability transaction systems and partner integrations
Expanding loan product offerings
Design of secure apis and sdks for partners
Competitive scan and market analysis
Component/capability design and delivery
Fldg monitoring
Portfolio reviews
Building credit risk tools and scorecards
Ai-driven automation for credit scoring

Hiring Activity

Accelerating25 roles · 20 in 30d

Department

Sales

Finance

Engineering

Product

Legal

Ops

Support

Executive

Seniority

Manager

Mid

Senior

C-Level

Junior

Lead

Notable leadership hires: Chief Risk Officer, Product Head

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About Netbank

Netbank provides banking-as-a-service infrastructure to digital financial platforms in the Philippines, offering embedded accounts, payment rails, card issuing, and funding for lending products. Founded in 2019 and fully regulated as a bank, the company targets the regulatory gap between fintechs (fast but unlicensed) and traditional banks (licensed but slow). The customer base includes alternative lenders, payment gateways, and digital financial platforms seeking to scale without building banking infrastructure themselves. Operations are anchored in Manila with all hiring concentrated in the Philippines.

HeadquartersManila

Company Size51–200 employees

Founded2019

Hiring MarketsPhilippines

Frequently Asked Questions

What tech stack does Netbank use?

AWS, GCP, Azure for cloud infrastructure; Kafka and RabbitMQ for messaging; PostgreSQL and MySQL for data; Java, Go, and Node.js for services; Docker and Kubernetes for orchestration; HubSpot and Jira for operations.

What is Netbank working on?

Product roadmap development, high-availability transaction systems, expanding loan offerings, secure API/SDK design for partners, credit risk tools and AI-driven credit scoring, and regulatory implementation for partner bank operations.