N3XT operates a full-reserve digital bank serving B2B payments, with infrastructure spanning GCP, Kubernetes, and blockchain networks (Ethereum, Solana). The tech stack reveals dual engineering tracks: traditional financial systems (Sage Intacct, BigQuery, RabbitMQ) paired with on-chain infrastructure (Solidity, ERC-20/721, HSM for key management, JSON-RPC), suggesting a hybrid custody and settlement model. Pain points center on compliance (AML/KYC, SOC 2), key security, and on-chain activity monitoring—indicating a company navigating regulatory and operational complexity of regulated blockchain payments.
N3XT is a full-reserve digital bank headquartered in Cheyenne, WY, focused on B2B cross-border payments with near-instant settlement. The company operates a lean, senior-heavy team (11–50 employees, majority at senior and mid levels) distributed across engineering, finance, data, security, and ops. The product architecture integrates traditional banking rails (accounting through Sage Intacct, data warehousing via BigQuery) with blockchain settlement layers (Ethereum and Solana networks), enabling businesses to transact across borders without intermediary delays. Active projects span client onboarding, multi-provider node networks, on-chain surveillance, and compliance automation.
N3XT uses GCP, Kubernetes, Python, TypeScript, and Node.js for backend services; React and Next.js for frontend. On-chain: Solidity, Ethereum, Solana, ERC-20/721 standards. Financial systems: Sage Intacct, BigQuery. Infrastructure: Terraform, Docker, Ansible, GitHub Actions.
N3XT employs 11–50 people, concentrated in engineering (3), finance (3), with smaller teams in data, ops, security, and support. Majority are senior or mid-level.
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