My Finance Club Tech Stack

Short-term lending platform with real-time underwriting and risk management

Banking Sheffield 11–50 employees Founded 2016 Privately Held

My Finance Club operates a lending and banking platform focused on short-duration loans, using Python, SQL, and Power BI for underwriting and risk analytics. Active hiring is concentrated in finance and operations roles at manager level, while projects span complaints analytics, risk framework embedding, and collections optimization—signaling a compliance and risk-management maturity phase rather than early-stage growth. Pain points center on operational resilience, consumer credit risk scaling, and SM&CR compliance, typical of a fintech lender moving from product-market fit into regulatory depth.

Tech Stack 17 technologies

Core StackMySQL PostgreSQL SQL Server Power BI Python pandas NumPy Apache Airflow Jira SharePoint SQL SciPy statsmodels Seaborn matplotlib Pentaho Excel

What My Finance Club Is Building

◆Challenges

Operational resilience
Challenging growth plans
Growing consumer credit risk management
Sm&cr compliance
Identifying emerging risks
Improving collections performance
Optimizing collection kpis
Reducing collection cycle time

▲Active Projects

Complaints mi reporting
Root cause analysis of complaints data
Qa framework design
Embedding risk framework across customer journey
Risk oversight for transformation projects
Implement corrective actions for conduct risks
Collection kpi development
Dialler campaign marketing communications

Hiring Activity

Accelerating5 roles · 3 in 30d

Department

Finance

Ops

Support

Seniority

Manager

Mid

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About My Finance Club

My Finance Club is a UK-based lending platform founded in 2016, headquartered in Sheffield. The company offers short-term loans via a proprietary platform designed to undercut traditional overdraft pricing by allowing customers to borrow for precise durations at reduced cost. The product uses AI-driven underwriting to serve customers rejected by mainstream lenders while maintaining ethical lending standards. The 11–50-person team operates primarily in the UK, with current hiring activity concentrated in finance, HR, operations, and support functions.

HeadquartersSheffield

Company Size11–50 employees

Founded2016

Hiring MarketsUnited Kingdom

Frequently Asked Questions

What tech stack does My Finance Club use?

Python, SQL (MySQL, PostgreSQL, SQL Server), Power BI, Apache Airflow, Pentaho, Jira, and Excel. Data processing is handled via pandas, NumPy, SciPy, and statsmodels; visualization via Seaborn and matplotlib.