Receivables marketplace connecting SMEs with capital via digital credit trading
Monkey operates a digital receivables marketplace in Brazil and across the Americas, connecting suppliers, buyers, and financiers to unlock working capital. The stack is enterprise-grade (SAP FI/ECC/S/4HANA, AWS, Salesforce, Java/Spring) but pain points signal friction in scaling partnerships and onboarding complexity—suggesting the platform is transitioning from product-led to institutional sales, with ongoing work to streamline client workflows and align with financial institution requirements.
Monkey is a fintech marketplace focused on receivables factoring and working capital solutions for SMEs across Latin America. The company connects three parties—suppliers, buyers, and lenders—on a digital platform to accelerate access to credit and liquidity. Core products include risk-transfer solutions (empresa and institutional buyers), credit assignment, and receivables pre-financing. The engineering and sales teams reflect balanced growth, while active work on funding lifecycle management and client onboarding infrastructure indicates expansion into institutional funding partnerships.
Monkey runs SAP FI, ECC, and S/4HANA for financial operations, hosted on AWS. Backend is Java/Spring with PostgreSQL and MongoDB databases. Observability via Grafana and Elasticsearch; CRM via Salesforce; issue tracking via Jira.
Monkey is based in São Paulo, Brazil, and currently hires exclusively in Brazil across engineering, sales, finance, and support roles.
Active projects include funding lifecycle management, executive relationship management, client onboarding workflows, and an emerging AI platform. The focus suggests institutional expansion and process automation.
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