Moniepoint Group Tech Stack

Africa's payments and fintech platform processing $22B monthly

Financial Services London, England 1,001–5,000 employees Founded 2015 Privately Held

Moniepoint is a fully remote fintech operating across payments, banking, credit, and business management for 10 million African users. The tech stack (Java, Spring, Kubernetes, PostgreSQL, Firebase, Flutter) reflects a multi-platform backend scaled for distributed reliability, while active hiring in engineering and data (56 of 150 roles) paired with projects around credit scoring, POS architecture, and fraud reduction signals heavy investment in underwriting and operational risk — critical for a lender growing loan portfolios at scale.

Tech Stack 126 technologies

Core StackLinux Flutter Firebase Figma Kubernetes Docker Java Spring PostgreSQL DynamoDB Elasticsearch AWS Hibernate Angular Go Python Grafana Datadog New Relic Android Excel Word PowerPoint iOS Cloud Firestore Firebase Analytics Git Spring Boot GCP Azure+95 more

AdoptingTerraform Java JavaScript Flutter JavaScript/TypeScript HTML Liquid API Gateway+1 more

What Moniepoint Group Is Building

◆Challenges

Maintaining loan portfolio profitability
Ensuring timely loan repayment
Meeting loan portfolio targets
Scalable data pipelines
Building data science function from ground up
Scaling services linearly with hyper-growth
Reliability of highly distributed platform
Loan repayment performance
Reducing fraud risk
Scaling field verification operations

▲Active Projects

Marketing mix models for channel attribution
Credit scoring model deployment
Marketing and growth product analytics
Automation to eliminate operational toil
Technology-driven verification tools implementation
Sales strategy development
Recovery framework implementation
Api security audit
Security risk assessment
Pos terminal architecture across multiple platforms

Hiring Activity

Steady150 roles · 60 in 30d

Department

Engineering

Finance

Data

Marketing

Design

Sales

Ops

Seniority

Senior

Mid

Manager

Lead

Principal

Junior

Director

Notable leadership hires: Recovery Head, M&A Head

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About Moniepoint Group

Moniepoint Inc. serves as a financial infrastructure provider across Africa, with particular scale in Nigeria where it operates as the largest merchant acquirer. The platform processes $22 billion monthly across payments, merchant acquiring (POS), banking, credit products, and business management tools. Operating profitably and serving 10 million businesses and individuals, the company maintains engineering hubs across Lagos, Nairobi, London, and the US. The product surface spans merchant-facing (POS terminals, payment rails), consumer-facing (accounts, credit), and internal operations (fraud, collections, verification).

HeadquartersLondon, England

Company Size1,001–5,000 employees

Founded2015

Hiring MarketsNigeria, India, United Kingdom, Pakistan, United States

Frequently Asked Questions

What tech stack does Moniepoint use?

Primary stack: Java, Spring Boot, PostgreSQL, Kubernetes, Docker, Firebase, Flutter (mobile), Angular (web). Infrastructure: AWS, GCP, Azure. Monitoring/observability: Datadog, New Relic, Grafana. Now adopting Terraform, TypeScript, and API Gateway.

What is Moniepoint building?

Active projects include credit scoring model deployment, POS terminal architecture across platforms, fraud risk reduction, marketing mix models for attribution, API security audits, and automation to reduce operational toil. Also scaling loan portfolio and field verification operations.