MobiKwik Tech Stack

India's multi-product fintech platform spanning payments, lending, and investment services

Financial Services Gurugram, Haryana 501–1,000 employees Founded 2009 Public Company

MobiKwik operates a diversified fintech stack built on Java, Python, PySpark, and AWS—with heavy investment in data science (SageMaker, Spark, Hive, Presto) and emerging AI tooling (LangChain, OpenAI Assistants API, AutoGen). Current engineering focus is split between high-stakes backend infrastructure (ultra-low-latency stock broking, real-time trading systems) and risk-automation layers (fraud modeling, regulatory compliance workflows), revealing a platform pivoting from consumer-first payments toward capital-markets and credit-risk capabilities. Senior-heavy hiring in engineering signals deep technical scaling, not headcount expansion.

Tech Stack 20 technologies

Core StackJava Python PySpark AWS SageMaker AWS Lambda Jenkins Apache Spark LangChain Go Linux SQL Hive Presto LangGraph OpenAI Assistants API AutoGen MQTT WebSockets RTOS

What MobiKwik Is Building

◆Challenges

Compliance and risk management
Fraud risk modeling
Lending risk modeling
Collections optimization
Scaling ultra-low latency stock broking platform
Deterministic latency optimization
Reducing manual dependencies
Reducing operational risk
Building scalable back-office infrastructure
Low-latency communication between devices and backend

▲Active Projects

Grc initiatives
Fraud/credit risk models
Risk-based pricing models
Collection strategy optimization
Mission-critical ultra-low latency stock broking platform
High-throughput real-time trading systems
Bod/eod process automation
Rms automation and monitoring
Regulatory compliance workflow automation
Iot device management platform

Hiring Activity

Accelerating5 roles · 3 in 30d

Department

Engineering

Data

Product

Seniority

Senior

Mid

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About MobiKwik

MobiKwik is a public fintech platform operating across consumer payments, digital credit, and investment products in India. The company serves 18 crore+ consumers and 47.9 lakh+ merchants through mobile wallet, bill payments, money transfers, BHIM UPI, buy-now-pay-later, and brokerage services. Engineering and data operations are centered in Gurugram. The platform architecture spans transaction processing (payments, recharges), credit origination and collections workflows, and a newly scaled stock-broking engine with strict latency requirements.

HeadquartersGurugram, Haryana

Company Size501–1,000 employees

Founded2009

Hiring MarketsIndia

Frequently Asked Questions

What tech stack does MobiKwik use?

Java, Python, PySpark, SQL, AWS, SageMaker, Apache Spark, Hive, Presto, LangChain, OpenAI Assistants API, Go, MQTT, WebSockets, and Jenkins. Heavy reliance on big-data processing and AI-assisted risk/compliance automation.

What is MobiKwik working on?

Core projects include ultra-low-latency stock broking, real-time trading systems, fraud and credit risk modeling, regulatory compliance automation, collections optimization, and IoT device management for backend communication.