LHV Bank Tech Stack

UK digital bank and fintech infrastructure provider with SME lending and retail banking

Financial Services London, England 201–500 employees Founded 2018 Privately Held

LHV Bank operates a three-part model: retail banking for UK consumers, SME lending (£0.5m+ facility sizes), and banking-as-a-service for 200+ international fintech clients reaching 500 million end-customers. The tech stack — Java, Kotlin, AWS, and iOS/Android SDKs — reflects a mobile-first, API-driven architecture. Pain-point clustering reveals the core operational tension: financial crime compliance (AML/KYC, monitoring, account opening security) and credit risk management (portfolio scaling, underwriting, default monitoring) dominate the roadmap, suggesting regulatory pressure and risk-appetite constraints are shaping product velocity more than feature growth.

Tech Stack 13 technologies

Core StackKotlin Java Swift AWS Jira Service Management Azure Entra ID Android Android SDK Git Objective-C iOS SDK iOS AWS SQS

What LHV Bank Is Building

◆Challenges

Maintaining robust financial crime control environment
Scaling lending portfolio
Managing credit risk
Monitoring defaults
Inefficient itsm processes
Inefficient incident management
Strengthening aml/kyc processes
Mitigating financial crime risk
Ensuring secure account opening
Financial crime control compliance

▲Active Projects

Mobile banking applications
Developing credit policy and strategy
Establishing robust underwriting process
Reporting dashboards for cio and board
Automations between jsm and entraid for access management
Automated user access audits for access reviews
Customer due diligence and transaction monitoring
Lhv app
Mobile banking application delivery
Mobile engineering roadmap

Hiring Activity

Minimal10 roles · 0 in 30d

Department

Engineering

Finance

Legal

Ops

Product

Sales

Seniority

Lead

Mid

Manager

Senior

Director

Notable leadership hires: Product Lead

Company intelligence

Find more companies like LHV Bank by tech stack, pain points and active projects

Get started free

About LHV Bank

LHV Bank is a UK-based digital bank serving three customer segments: retail depositors (competitive savings and current accounts), small and medium-sized businesses (property investment, trading, and buy-to-let lending), and fintech platforms seeking banking infrastructure and payments access. The company operates under a listed parent (LHV Group) and maintains deposit partnerships for funding stability. Its Banking Services division is the largest revenue surface: over 200 international clients use LHV's instant payment schemes and indirect scheme access to serve tens of millions of end-users across the UK and Europe. The organization spans 201–500 employees, with engineering-heavy project focus on mobile banking delivery and access management automation.

HeadquartersLondon, England

Company Size201–500 employees

Founded2018

Hiring MarketsUnited Kingdom

Frequently Asked Questions

What tech stack does LHV Bank use?

Java, Kotlin, AWS (including SQS), iOS/Android SDKs, Git, Jira Service Management, and Azure Entra ID for identity and access management.

What is LHV Bank working on?

Mobile banking application delivery, credit policy and underwriting process development, customer due diligence and transaction monitoring, automated access management (JSM + Entra ID integration), and reporting dashboards for CIO and board oversight.