Open banking + AI credit decisioning for financial institutions
Kreditz automates credit and risk decisions by combining open banking data with machine learning on AWS. The stack is ML-first (SageMaker, scikit-learn, PyTorch, TensorFlow) paired with Go and Python for production workloads, and active projects reveal a company scaling toward enterprise: secure CI/CD, cloud governance design, and end-to-end ML pipelines. Hiring is accelerating across engineering and product while the leadership mix (CFO, head of product) signals a phase where capital efficiency and GTM execution matter as much as model accuracy.
Notable leadership hires: Chief Financial Officer
Kreditz is a fintech software company founded in 2018 that delivers AI-powered credit and risk decisioning for financial institutions. The product integrates open banking APIs with proprietary machine learning to automate underwriting, replacing manual document review and fragmented data sources. Kreditz operates from Stockholm and serves leading financial institutions across the Nordic region. Their tech footprint (AWS infrastructure, ML training pipelines, secure deployment automation) reflects a company moving from early product-market fit toward operational scale.
Kreditz runs Go and Python on AWS (Fargate, ECS, Lambda, SageMaker). ML training uses scikit-learn, PyTorch, and TensorFlow. CI/CD runs on GitHub Actions with Terraform for infrastructure.
Danderyd, Stockholm County, Sweden. All current hiring is in Sweden.
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