Kernel Tech Stack

Passive investment platform for New Zealand retail and institutional clients

Financial Services Auckland, New Zealand 11–50 employees Founded 2019 Privately Held

Kernel is a New Zealand-based fintech serving retail investors, families, and institutional clients (iwi groups, charitable trusts) with passive index-fund products and portfolio management tools. The stack is .NET/C#/React on AWS with Mixpanel analytics and HubSpot for customer engagement — a conventional fintech architecture. Hiring remains lean and senior-weighted (4 of 7 open roles at senior/lead level), with active projects spanning compliance automation, API design, and customer dashboards, reflecting the dual pressure of regulatory scaling and product development in a regulated market.

Tech Stack 16 technologies

Core StackMixpanel Power BI C# .NET AWS AWS Lambda DynamoDB React TypeScript Next.js Intercom HubSpot Aurora AWS SQS AWS SNS F#

What Kernel Is Building

◆Challenges

Team expansion challenge
Meeting regulatory expectations
Automating compliance monitoring
Scaling customer support operations
Improving response times
Meeting aml/cft compliance
Trades processed correctly
Data accuracy
Operational controls

▲Active Projects

Data practice setup
Mixpanel instrumentation refinement
Backend for digital platform
Api design for web and mobile
Risk-based cap design
Automation initiatives for compliance monitoring
Customer dashboard
Public marketing site
Intercom ai workflow optimisation
Help centre content accuracy

Hiring Activity

Steady7 roles · 2 in 30d

Department

Engineering

Data

Legal

Ops

Support

Seniority

Senior

Lead

Manager

Mid

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About Kernel

Kernel operates a retail investment platform built around KiwiSaver accounts and index funds, positioned as cost-effective and accessible wealth-building for New Zealand clients. Founded in 2019 and headquartered in Auckland, the company serves individual investors, families, and institutional clients including iwi groups and charitable trusts. The product combines passive investment strategies with self-service portfolio tools and digital account management. The engineering and data teams are actively building out backend APIs, customer dashboards, and data instrumentation, while compliance and operations teams manage regulatory obligations (AML/CFT, trade processing controls).

HeadquartersAuckland, New Zealand

Company Size11–50 employees

Founded2019

Hiring MarketsNew Zealand

Frequently Asked Questions

What tech stack does Kernel use?

Kernel runs .NET and C# for backend services, React and Next.js for frontend, AWS (Lambda, SQS, SNS, DynamoDB, Aurora) for cloud infrastructure, and Mixpanel for analytics and customer instrumentation.

What is Kernel working on?

Active projects include backend API design for web and mobile, customer dashboard development, compliance monitoring automation, Mixpanel instrumentation refinement, and data practice setup to improve data accuracy and operational controls.