Incard Tech Stack

Business banking platform for digital-economy entrepreneurs

Financial Services London 11–50 employees Founded 2020 Self-Owned

Incard operates a banking infrastructure for entrepreneurs, built on TypeScript, Go, PostgreSQL, Kafka, and Kubernetes—a stack optimized for real-time transaction processing and high-throughput payments. Active pain points around fraud detection, regulatory compliance for AI, and re-architecting payments services suggest the company is hardening core financial rails while scaling acquisition. The hiring mix skews senior and leadership-heavy (13 of 18 roles), concentrated in engineering, product, and design, indicating active product iteration and brand investment alongside infrastructure work.

Tech Stack 25 technologies

Core StackTypeScript Go Figma PostgreSQL Kafka Redis Kubernetes Temporal Swift SwiftUI Cursor React Tailwind CSS Next.js Meta Google YouTube TikTok Framer Lottie World-Check LinkedIn Swift Concurrency iOS Android

What Incard Is Building

◆Challenges

Regulatory compliance for ai
Scaling acquisition channels
Integrating external partners
Re-architecting payments service
Handling billions of dollars transactions
Fraud detection
Inconsistent design across web and mobile
Building attribution stack
Optimizing paid spend roi
Ensuring ai explainability

▲Active Projects

Major campaigns and launches
Continuous experimentation framework
Attribution and tracking stack
Stablecoins
Email lifecycle communications
Component library development
Figma library optimization
Re-architecting payments service
Fraud protection mechanisms
Brand moments

Hiring Activity

Accelerating20 roles · 20 in 30d

Department

Engineering

Product

Design

Marketing

Compliance

Legal

Seniority

Senior

Lead

Mid

Notable leadership hires: Creative Director

Company intelligence

Find more companies like Incard by tech stack, pain points and active projects

Get started free

About Incard

Incard provides business banking services aimed at entrepreneurs and digital-economy participants. The platform handles transaction processing at scale, with documented challenges around managing billions of dollars in transactions and maintaining fraud protection. The product spans web and mobile (React, Next.js, Swift, SwiftUI, iOS, Android) and integrates external partnerships—payoff processors, compliance vendors (World-Check), and social platforms. Recent architectural work on payments services and emerging work on stablecoins suggest expansion into alternative settlement rails. The company operates as a self-owned entity in London with active hiring across UK, France, and Netherlands.

HeadquartersLondon

Company Size11–50 employees

Founded2020

Hiring MarketsUnited Kingdom, France, Netherlands

Frequently Asked Questions

What tech stack does Incard use?

Incard's core stack includes TypeScript, Go, PostgreSQL, Kafka, Redis, and Kubernetes. Frontend spans React, Next.js, and mobile (Swift, SwiftUI for iOS; Android). Design tooling includes Figma and Framer.

What is Incard working on?

Active projects include re-architecting the payments service, fraud protection mechanisms, stablecoin support, attribution and tracking, and a continuous experimentation framework. Design work covers component library and Figma optimization.