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Pliant Tech Stack

API-first credit card platform for European B2B payments and embedded finance

Financial Services Berlin 201–500 employees Founded 2020 Privately Held

Pliant operates a modular, API-first payment platform issuing Visa cards across 30+ countries in 11 currencies. The tech stack is infrastructure-heavy (AWS, Kubernetes, Terraform, Docker) with Python and Java backends, and security primitives (Wiz, ISO 27001, SOC 2) baked in — typical of a licensed e-money institution managing regulatory and operational risk. Active hiring skews toward sales (7) and compliance (2), with engineering at 5, signaling a transition from product-led growth to sales-driven expansion in the DACH market while simultaneously scaling risk and fraud detection (automated credit strategies, early warning systems, loss models).

Tech Stack 17 technologies

Core StackPython AWS Terraform Docker Java PostgreSQL SQL AWS ECS AWS EKS IAM Wiz ISO 27001 SOC 2 DORA Spring Boot REST API

What Pliant Is Building

◆Challenges

Reducing handling times
Complex payment needs
High-risk client compliance
Expanding into italian market
Optimizing operational processes
Extending credit lines
Protecting business from financial crime
Ensuring regulatory readiness
Scaling platform for rapid growth
Complex ownership structures

▲Active Projects

Fx product launch
High-performance processes and systems implementation
Ai enablement integration
Building pipeline in dach market
Design and implement efficient and scalable tm frameworks
Enhance monitoring tools and rules
Automated credit risk strategies
Early warning systems
Loss models
Banking infrastructure integrations

Hiring Activity

Accelerating20 roles · 10 in 30d

Department

Sales

7

Engineering

5

Compliance

2

Finance

2

Security

2

Marketing

1

Risk

1

Seniority

Senior

10

Manager

7

Mid

2

Lead

1

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About Pliant

Pliant is a Berlin-based European fintech founded in 2020, licensed as an e-money institution (EMI). The platform serves two distinct segments: operational businesses (travel, fleet, complex-payment industries) seeking spend control and cash-flow optimization via API, and financial software providers (ERP platforms, banks, payment networks) integrating white-label or embedded credit card capabilities. The company supports over 3,500 businesses and 20+ partners globally. Core competencies center on modular payment infrastructure, multi-currency issuance, and compliance automation — areas reinforced by active projects on FX products, credit risk automation, and banking integrations.

HeadquartersBerlin

Company Size201–500 employees

Founded2020

Hiring MarketsGermany, United Kingdom, Finland, France