Galgo Tech Stack

Motorcycle financing platform for underbanked borrowers across Latin America

Financial Services Providencia, Santiago Metropolitan Region 201–500 employees Privately Held

Galgo finances vehicle purchases (primarily motorcycles) for borrowers excluded from traditional banking across Chile, Peru, and Mexico. The tech stack reveals a company executing simultaneous pushes on marketing efficiency (Meta/Google Ads, Amplitude, Mixpanel), risk modeling (scikit-learn, XGBoost, CatBoost, LightGBM, MLflow), and loan operations (NestJS, React, MongoDB). Active projects span paid-media attribution, fraud/risk prediction pipelines, and process automation—signaling pressure to reduce customer acquisition cost while scaling loan volume and managing delinquency. Sales-heavy hiring (15 roles) against minimal engineering capacity (2 roles) indicates a sales-led, high-velocity business rather than a product-led one.

Tech Stack 32 technologies

Core StackMeta Ads Google Ads AWS Datadog NestJS React Next.js Java TypeScript MongoDB Amplitude Mixpanel Python scikit-learn MLflow Vertex AI SageMaker HubSpot Salesforce QuickSight Excel SQL XGBoost CatBoost LightGBM GCP Azure Microsoft Office CapCut Meta Business Suite+1 more

What Galgo Is Building

◆Challenges

Recovering delinquent loans
Ensuring compliance with consumer protection laws
Reducing cac
Increasing sales volume
Underbanked market
Fraud detection
Automating key business processes
Improving data-driven decision-making
Geographic expansion
Country launch in 90 days

▲Active Projects

Paid media campaigns on meta ads and google ads
Joint business plans
Implementing attribution and incremental analysis
Document integration
Contract generation and signature validation
Predictive modeling for risk and fraud
Ml pipeline development
Model monitoring and improvement
Exploring new paid media channels
Product opportunity analysis

Hiring Activity

Minimal45 roles · 3 in 30d

Department

Sales

Finance

Marketing

Ops

Data

Engineering

Executive

Seniority

Junior

Mid

Senior

Manager

C-Level

Intern

Lead

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About Galgo

Galgo provides motorcycle and vehicle financing to underbanked populations across Chile, Peru, and Mexico, with over 30,000 credits granted since its launch over 4 years ago. The company targets customers who lack access to traditional credit systems, offering flexible loan products designed to enable vehicle ownership and economic mobility. Operations span five countries (Chile, Peru, Mexico, Colombia, Argentina, Brazil based on hiring footprint) with active expansion—including a 90-day country launch initiative. The business model is acquisition-heavy (paid media on Meta and Google) combined with underwriting and collections operations, supported by in-house data science for fraud detection and risk modeling.

HeadquartersProvidencia, Santiago Metropolitan Region

Company Size201–500 employees

Hiring MarketsColombia, Mexico, Chile, Brazil, Argentina

Frequently Asked Questions

What countries does Galgo operate in?

Galgo operates in Chile, Peru, and Mexico, with hiring signals in Colombia, Brazil, and Argentina, suggesting active geographic expansion beyond the three core markets.

What machine learning tools does Galgo use?

Galgo uses scikit-learn, XGBoost, CatBoost, and LightGBM for modeling, plus MLflow for pipeline management, Vertex AI, and AWS SageMaker—indicating a focus on predictive risk and fraud models.