dtcpay Tech Stack

Regulated payments platform for fiat and stablecoins across POS and online

Financial Services Singapore 51–200 employees Founded 2019 Privately Held

dtcpay operates a multi-currency payment network licensed as a Major Payment Institution in Singapore, with expanding regulatory approvals across Hong Kong, the Middle East, and Luxembourg. The stack reveals a compliance-first engineering culture: World-Check and Chainalysis sit alongside Java/Spring for transaction processing, while OpenAI, Claude, and LangChain suggest active R&D in AI-driven compliance and merchant tooling. Hiring is sales and operations-heavy (23 of 54 active roles) relative to engineering (6 roles), consistent with their pain-point cluster—merchant onboarding delays, compliance bottlenecks, and settlement friction dominate project priorities over feature velocity.

Tech Stack 55 technologies

Core StackGoogle Ads Meta Ads AppsFlyer Okta Intune Active Directory OpenAI LangChain Java Spring NetSuite Postman Google Analytics 4 Jamf Windows macOS WhatsApp Claude Gemini LlamaIndex Haystack Spring Boot MyBatis Excel Microsoft Office World-Check Chainalysis JMeter Newman Pytest+25 more

What dtcpay Is Building

◆Challenges

Operationalizing product updates
Compliance onboarding
Merchant onboarding delays
Business expansion compliance
Ensuring compliance with aml/cft regulations
Risk mitigation compliance
Third-party compliance management
Aligning product updates with regulatory requirements
User acquisition and retention
Transaction settlement delays

▲Active Projects

Workflow process creation
Cross-border payment services roadmap
Update internal sops and policies for third-party engagements
Drive end-to-end product development including conceptualisation, design, build, test and deployment
Sop development
Fund flow product lifecycle management
Product launches and merchant acquisition
Sandbox environment development
Client onboarding and compliance
Intelligent applications based on large model apis

Hiring Activity

Accelerating55 roles · 30 in 30d

Department

Sales

Ops

Product

Engineering

Legal

Finance

Support

Compliance

Seniority

Mid

Senior

Manager

Junior

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About dtcpay

dtcpay is a regulated payment service provider based in Singapore, offering dual acceptance across fiat and stablecoins for merchants. The product spans POS+ terminals for in-store payments and online checkout solutions. Licensed as a Major Payment Institution under Singapore's Monetary Authority, the company has expanded to subsidiaries in the Americas, Hong Kong, and the Middle East, with recent approval for an EMI License in Luxembourg. The organization is operationally mature—51–200 employees distributed across sales, ops, product, engineering, legal, and compliance functions—and is actively scaling merchant acquisition and cross-border payment services while managing the compliance overhead of multi-jurisdictional payments and digital asset handling.

HeadquartersSingapore

Company Size51–200 employees

Founded2019

Hiring MarketsMalaysia, Singapore, Luxembourg, China, Vietnam

Frequently Asked Questions

What tech stack does dtcpay use?

Java, Spring, Spring Boot for backend; World-Check and Chainalysis for compliance; OpenAI, Claude, LangChain for AI applications; NetSuite for finance; Okta for identity; Google Analytics 4 and AppsFlyer for product metrics.

Where is dtcpay headquartered?

Singapore. The company was founded in 2019 and is licensed as a Major Payment Institution by the Monetary Authority of Singapore. Regional subsidiaries operate in the Americas, Hong Kong, the Middle East, and Luxembourg.