Mortgage lender and financing arm of America's largest homebuilder
DHI Mortgage originates loans exclusively for D.R. Horton home purchases, operating a captive finance model that captures referral volume from the nation's leading builder. The tech stack (SQL, ASP.NET, Encompass, Crystal) and pain-point pattern (loan processing backlog, post-closing integration friction, reliance on legacy FNIS software) reveal a mortgage lender struggling with manual and fragmented origination workflows. Hiring velocity is accelerating—34 roles posted in the last 30 days across finance, sales, and branch teams—while engineering remains thin (7 active headcount), signaling operational scaling over platform modernization.
DHI Mortgage is a mortgage lender owned by D.R. Horton, the nation's largest homebuilder. The company originates mortgage loans for D.R. Horton home buyers, positioning itself as the preferred financing partner across the builder's sales network. Based in Austin, Texas with 201–500 employees, DHI operates a traditional mortgage origination business focused on FHA, VA, and USDA loan products. Current operational priorities include reducing loan processing backlogs, streamlining the application-to-funding workflow, and improving pricing accuracy through daily hedging and rate-sheet audits.
DHI Mortgage's core stack includes Encompass (loan origination software), SQL databases, ASP.NET, and Crystal for reporting. The company also uses Cherwell for service management and Tradeweb for rate and hedging data.
Key projects include improving loan origination efficiency, integrating Empower platform with the loan base, customizing Empower GUI, reducing loan processing backlog, and ensuring accurate FHA/VA/USDA pipeline hedging and pricing.
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