Banking infrastructure for embedded payments, cards, and lending
Cross River Bank operates a proprietary real-time banking core serving fintech and technology companies with embedded payments, cards, and lending solutions. The tech stack is heavily Microsoft-centric (.NET, Dynamics 365, Power Apps, Power Pages) layered with open-source backends (Python, PostgreSQL, Kubernetes, Docker, RabbitMQ) and enterprise data tools (Palantir, Workday), suggesting a hybrid architecture balancing legacy banking systems with modern API-first infrastructure. Active hiring skews engineering-heavy (23 open roles) with accelerating velocity, and the project mix—high-scale backend systems, partner onboarding automation, AI infrastructure, and observability for generative AI—signals a push toward scalability and AI-driven workflows while managing steep technical debt.
Cross River Bank, founded in 2008, is a Fort Lee, New Jersey–based FDIC member providing technology infrastructure for embedded financial services. The bank delivers real-time payments, cards, and lending solutions to millions of consumers and businesses through partnerships with fintech and technology companies. The company operates across 501–1,000 employees in the United States, Israel, and Spain. Core operational challenges center on reducing accumulated tech debt, managing complex performance and scalability issues in high-volume transaction processing, meeting regulatory and compliance requirements, and building reliable observability and cost-efficient AI infrastructure.
Primary: .NET, C#, SQL Server, Dynamics 365, Power Apps. Backend: Python, PostgreSQL, RabbitMQ, Docker, Kubernetes. Data: Palantir, Workday. Collaboration: SharePoint, Teams, Jira, Confluence. AWS for cloud infrastructure.
High-scale financial backend systems, partner onboarding automation, AI infrastructure and cost optimization, AppSec guardrails, CI/CD and ALM implementation, Power BI dashboards, observability for generative AI, and enterprise workflow automation.
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