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Credibly Tech Stack

Small business lending platform with in-house loan origination and servicing tech

Financial Services Southfield, Michigan 51–200 employees Founded 2010 Privately Held

Credibly is a fintech lender operating a proprietary loan origination and servicing platform built on Python, React, AWS, and DynamoDB. The tech stack reveals a focus on data-driven underwriting (DataRobot, scikit-learn) rather than third-party scoring, and the hiring mix—weighted toward engineering and data roles with a software director leading the charge—suggests active infrastructure work. Current pain points around CI/CD workflow and data trust indicate Credibly is scaling its internal platform capabilities as it grows loan volume.

Tech Stack 24 technologies

Core StackAWS Python React DynamoDB MySQL Linux Docker JavaScript TypeScript Java Flask CloudFormation scikit-learn Active Directory DataRobot SQLAlchemy Word Excel GCP SQL Google Workspace Windows macOS Microsoft Office

What Credibly Is Building

◆Challenges

Ci/cd workflow improvement
Risk mitigation
Data trust
Resource bottlenecks
High-level risks

▲Active Projects

Financial origination, servicing, and reporting system
New software products
Infrastructure as code initiatives
Self-contained project using python, sql, javascript, and aws services

Hiring Activity

Steady10 roles · 3 in 30d

Department

Engineering

5

Data

3

Support

1

Seniority

Intern

3

Junior

3

Director

1

Manager

1

Senior

1

Notable leadership hires: Software Engineering Director

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About Credibly

Founded in 2010, Credibly is a direct small-business lender offering working capital loans, merchant cash advances, short-term loans, and lines of credit to businesses at various stages and credit profiles. The company operates across three offices (Michigan, New York, Arizona) and employs 51–200 people. Credibly's business is anchored on a custom-built origination, servicing, and reporting system—software the company controls end-to-end rather than licensing from a third party. This vertical integration of tech is typical of lenders at scale, enabling faster product iteration and tighter risk controls.

HeadquartersSouthfield, Michigan

Company Size51–200 employees

Founded2010

Hiring MarketsUnited States

Frequently Asked Questions

What technology does Credibly use?

Credibly runs on AWS, Python, React, DynamoDB, and MySQL, with DataRobot and scikit-learn for underwriting models. Infrastructure is managed via CloudFormation and Docker.