Credgenics Tech Stack

AI-powered loan collections and debt resolution platform for BFSI

Financial Services Noida, Uttar Pradesh 201–500 employees Founded 2018 Privately Held

Credgenics operates a SaaS platform for loan collections and NPA resolution across banks, NBFCs, and digital lenders. The tech stack—Python, FastAPI, Django, PostgreSQL, Kafka, Kubernetes on AWS—supports a distributed, event-driven architecture suited to high-throughput collections workflows. Hiring is concentrated in product and engineering roles (5 open), with notable leadership additions (Product Director, Chief of Staff), suggesting both platform expansion and operational scaling in a regulated fintech environment.

Tech Stack 26 technologies

Core StackMixpanel Google Analytics Amplitude Python FastAPI Django Flask PostgreSQL MySQL MongoDB Redis Kafka RabbitMQ AWS Docker Kubernetes Linux AWS RDS SQL Memcached Azure GCP Git Excel PowerPoint Aurora

What Credgenics Is Building

◆Challenges

Improve collection efficiency
Improving collections effectiveness
Maintaining cost parity
Default reduction
Complex financial processes
Regulated fintech environment
Collection improvement
Debtors ageing >30 days
Working capital forecast
Recovery optimization

▲Active Projects

Credit score management product line
Personalized credit recommendations
B2c application architecture
Api development
Distributed system design
Legal technology solution adoption
Audit framework development
Cross-functional initiatives
M&a integration planning
Investor communication strategy

Hiring Activity

Accelerating10 roles · 6 in 30d

Department

Product

Engineering

Finance

Sales

Executive

Operations

Support

Seniority

Senior

Mid

Manager

Lead

Notable leadership hires: Product Director, Chief of Staff

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About Credgenics

Credgenics builds SaaS solutions for loan collections, debt recovery, and credit resolution across the BFSI ecosystem. The platform spans multi-channel digital communications, AI-driven collection strategy optimization, a mobile field collections app (CG Collect), digital payments (Billzy), litigation management, and analytical dashboards. The company also operates CredInsure, an AI platform for insurance engagement and renewals, and provides online dispute resolution services for financial disputes. Based in Noida, India, with 201–500 employees, Credgenics serves a global customer base of lenders working to reduce NPAs and improve collection efficiency.

HeadquartersNoida, Uttar Pradesh

Company Size201–500 employees

Founded2018

Hiring MarketsIndia

Frequently Asked Questions

What tech stack does Credgenics use?

Credgenics uses Python, FastAPI, Django, PostgreSQL, MySQL, MongoDB, Kafka, RabbitMQ, Kubernetes, Docker, and AWS (including RDS and Aurora) as core infrastructure for its collections and debt resolution platform.

What products is Credgenics building?

Active projects include a credit score management product line, personalized credit recommendations, a B2C application architecture, API development, distributed system design, legal technology integration, and audit framework development.