Banking infrastructure platform for embedded finance and open banking in Brazil
Celcoin operates a distributed financial infrastructure built on Node.js, Kafka, and multi-cloud (AWS + Azure) to handle recurring billing, open banking connectivity, credit infrastructure, and embedded finance for mid-market companies. The tech stack and project focus signal a shift from transaction processing toward compliance automation and sales velocity—they're actively building dashboards, SLAs, and acquisition metrics tracking alongside core infrastructure work. Hiring velocity is accelerating across engineering and security, suggesting they're scaling both product capacity and regulatory readiness.
Celcoin is a BaaS and embedded finance platform founded in 2016 that enables companies to connect to Brazil's financial system without traditional banking bureaucracy. The platform handles bill settlement, recurring billing, open banking integration, credit provisioning, and top-ups through a multichannel architecture. They process over BRL 6 billion monthly and operate as a privately held company of 201–500 employees based in Barueri, SP. Their customer base spans e-commerce, ERP, retail, and fintech verticals seeking embedded financial capabilities.
Node.js, Express, and Moleculer for backend services; MongoDB and PostgreSQL/SQL Server for data; Kafka and RabbitMQ for event streaming; AWS (Lambda, SQS) and Azure Service Bus for cloud infrastructure; OAuth 2.0 for auth.
Large-scale distributed financial infrastructure, event-driven microservices, compliance automation (OKRs, KPIs, SLAs), sales tool integrations, advanced dashboards, and acquisition channel performance tracking.
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