bank99 Tech Stack

Austrian digital bank with 1,700 Post office branches and 300K retail customers

Financial Services Wien 51–200 employees Founded 2020 Public Company

bank99 is a Austrian retail bank launched in 2020 as a joint venture between Österreichische Post AG (90%) and Schelhammer Capital Bank AG (10%), operating as both a digital bank and physical network across 1,700 Post office locations. The tech stack is compliance-heavy (Java, RPA, SQL, REST Assured, Playwright) with active investment in AML automation, transaction monitoring, and risk framework development — a pattern typical of post-acquisition integration (they inherited 300K customers from ING Austria's retail book in 2021). Hiring is sales-led, with anti-money-laundering and regulatory automation consuming most engineering effort.

Tech Stack 15 technologies

Core StackVMware Hyper-V Playwright Maven Jira Confluence Java Microsoft Office Excel R SQL Windows KVM REST Assured RPA

What bank99 Is Building

◆Challenges

Inefficiencies in business processes
Upselling potential
Compliance adherence
Preventing money laundering and terrorism financing
Monitoring regulatory changes
Detecting suspicious transactions
Automation of risk management processes
Stress testing
Risk reporting
Manual effort

▲Active Projects

Policy development for aml
Transaction monitoring pattern recognition
Suspicious activity reporting
Development of overall bank risk framework
Automation of risk management processes
Stress testing of icaap & ilaap
Automation initiatives
Core banking system parametrization
Output management
Ai tool integration into aml systems

Hiring Activity

Accelerating15 roles · 8 in 30d

Department

Sales

Engineering

Finance

Legal

Ops

Product

Seniority

Mid

Lead

Senior

Junior

Manager

Notable leadership hires: IT Automation Lead

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About bank99

bank99 serves Austrian retail customers with deposit accounts, payments, consumer credit, wealth management, mortgages, and insurance via dual-channel distribution: a digital platform and a physical footprint of 1,700 Post branch locations. The bank operates under joint ownership (Austrian Post majority stake), with approximately 350 employees managing close to 300,000 customers. The organizational structure reflects a compliance-first maturity: active development pipelines for AML policy automation, suspicious-activity detection, ICAAP/ILAAP stress testing, and risk reporting frameworks suggest ongoing regulatory alignment and operational integration from the 2021 ING Austria acquisition.

HeadquartersWien

Company Size51–200 employees

Founded2020

Hiring MarketsAustria, Australia

Frequently Asked Questions

What tech stack does bank99 use?

Java, SQL, Microsoft Office, R, and Windows for core systems. Testing and automation via Playwright, REST Assured, Maven, Jira, and RPA. Virtualization on VMware and Hyper-V.

Where is bank99 headquartered?

Wien (Vienna), Austria. The bank operates 1,700 retail locations through the Österreichische Post network and serves approximately 300,000 Austrian customers.