Life insurance provider scaling digital underwriting and IFRS compliance in India
Aviva India is a life insurance joint venture operating across 122 branches and managing a 14,000-strong advisor network. The tech stack—Excel, SQL, Python, R, Tableau, Power BI, Looker, Oracle ERP—reflects a finance-and-analytics-first organization focused on statutory compliance and operational efficiency. Active projects signal a business in transition: IFRS implementation, digital new business automation, and churn modeling dominate the roadmap, while pain points around turnaround time and first-time-right issuance suggest the core constraint is operational speed, not product innovation.
Aviva India is a public life insurance company jointly owned by Dabur Invest Corp and UK-based Aviva International Holdings. Founded in 2002, the company has grown to 1,001–5,000 employees and operates a wide distribution network across nearly 1,000 towns and cities in India, supported by over 14,000 Financial Planning Advisers. The product portfolio spans term life, unit-linked, child insurance, and retirement plans. The organization is actively automating digital underwriting workflows, implementing IFRS financial reporting standards, and building analytical capabilities around customer segmentation, retention, and cross-sell modeling to address operational bottlenecks and churn.
Excel, SQL, Python, R, Tableau, Power BI, Looker, Oracle, and Oracle ERP. The stack is heavily weighted toward analytics and financial systems.
IFRS implementation, digital new business and underwriting automation, customer segmentation and churn modeling, paperless operations, and risk and control assessments.
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