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Atome Tech Stack

Buy-now-pay-later platform for Southeast Asian merchants and consumers

Financial Services Singapore, Singapore 501–1,000 employees Founded 2019 Privately Held

Atome operates a fintech platform connecting merchants, consumers, and lenders across Southeast Asia. The tech stack is consumer-mobile-first (React, Flutter, TypeScript) with backend infrastructure (Java, Kotlin, AWS, Kubernetes) — typical of a scaling marketplace. Hiring velocity is accelerating with finance (17 open roles) and product (6) dominating, while engineering (4 roles) suggests operational maturity; the active projects reveal a company in mid-scale transition: merchant onboarding, financial system migration, banking system integration, and multiple automation initiatives indicate simultaneous growth and infrastructure hardening.

Tech Stack 26 technologies

Core StackReact TypeScript JavaScript Flutter Java Kotlin AWS Kubernetes NetSuite Python Scala Tableau CSS Git Excel HTML Objective-C Microsoft Office QRIS SQL Word PowerPoint Instagram TikTok Meta

What Atome Is Building

Challenges

  • Reducing complaints
  • Card collection performance monitoring
  • Process gaps in collections
  • Improving sla performance
  • Expanding financial services regionally
  • Minimizing legal risks
  • Meeting collection targets
  • Scaling merchant acquisition
  • Improving collection efficiency
  • Scaling campaigns for growth merchants

Active Projects

  • Merchant onboarding
  • Transfer pricing initiative
  • System automation project
  • Tax compliance project
  • Marketing campaigns for tier 2 merchants
  • M&a licensing
  • Financial system migration
  • Automation of financial reporting tools
  • Integration of core banking systems
  • Supplier scorecards development

Hiring Activity

Accelerating55 roles · 30 in 30d

Department

Finance
17
Product
6
HR
5
Engineering
4
Marketing
4
Ops
4
Sales
4
Legal
3

Seniority

Mid
19
Senior
15
Manager
9
Lead
4
Junior
3
Intern
2

Notable leadership hires: Finance Head

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About Atome

Atome is a buy-now-pay-later (BNPL) platform operating across Southeast Asia, enabling consumers to split purchases into deferred payments while offering merchants and financial partners access to credit products. The platform connects over 15,000 merchants across fashion, beauty, lifestyle, and homeware verticals, serving 40 million individual consumers. Atome is part of Advance Intelligence Group, which has raised over USD 700 million and operates across multiple fintech brands in the region. The company is headquartered in Singapore and is actively hiring across Indonesia, Philippines, Thailand, Malaysia, and Singapore.

HeadquartersSingapore, Singapore
Company Size501–1,000 employees
Founded2019
Hiring MarketsIndonesia, Philippines, Thailand, Singapore, Malaysia

Frequently Asked Questions

What is Atome's technology stack?

Frontend: React, TypeScript, Flutter. Backend: Java, Kotlin, Python, Scala. Infrastructure: AWS, Kubernetes. Data/BI: Tableau, SQL. Business systems: NetSuite, QRIS. Mobile: Objective-C for legacy support.

What is Atome working on?

Core projects include merchant onboarding, financial system migration, core banking system integration, transfer pricing, tax compliance, financial reporting automation, and merchant acquisition scaling. Active pain points center on collections efficiency, SLA performance, and regional expansion.

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