Digital loans against securities with offline B2B2C distribution network
Abhi Loans operates a digital lending platform for securities-backed loans (mutual funds, shares, bonds) with 4-hour settlement. The tech stack is AWS-native and serverless-leaning (Lambda, ECS, EventBridge, SQS, now adopting Next.js)—typical of fintech moving toward event-driven architecture. Hiring skews heavily sales (8 roles) versus engineering (3), signaling a phase focused on channel expansion and partner onboarding rather than product infrastructure.
Notable leadership hires: Product Head
Abhi Loans is an India-based digital lending platform founded in 2015, headquartered in New Delhi. The company offers loans against investment securities (mutual funds, shares, bonds) with end-to-end digital processing and 4-hour fund disbursement, no prepayment penalties. Revenue model centers on lending margins and fee income. Operational focus is on scaling offline B2B2C channels through partner networks—loan sales associates, brokers, and distribution partners—rather than direct-to-consumer acquisition. Core team spans ~51–200 employees across sales, engineering, product, and operations.
AWS-native serverless: Lambda, ECS, EventBridge, SQS, API Gateway, RDS. Backend: Node.js, NestJS, TypeScript. Databases: PostgreSQL, MySQL. Testing: Selenium, Appium, JMeter. Adopting Next.js; Razorpay for payments.
Offline B2B2C channel expansion, partner onboarding and training, loan lifecycle management, event-driven payment workflows, business loan LMS product, and partner co-branded events.
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