Auto financing platform serving 21,000 US car dealers with instant credit decisioning
Westlake Financial originates and services automotive retail contracts across prime, sub-prime, and non-prime borrowers through a network of 21,000 dealerships. The tech stack is heavily Microsoft-dependent (Office, Excel, VBA, Access, SQL) with nascent infrastructure-as-code adoption (Terraform, Ansible) and GCP cloud services, suggesting a business in the early stages of modernizing legacy backend systems. Sales-heavy hiring mix (211 sales roles out of 280 total) paired with active dealer acquisition projects indicates growth is dealer-network-constrained rather than product-feature-constrained.
Notable leadership hires: Operations Lead
Westlake Financial is a privately held auto-finance company headquartered in Los Angeles that has originated and serviced automotive retail contracts since 1988. The firm specializes in indirect financing through car dealerships, operating a proprietary credit approval system ('The Buy Program ©') that enables on-the-spot loan decisions at the point of sale. All collections and servicing operations run in-house from a central facility in Los Angeles. The company operates a 1,001–5,000 person organization across the United States, United Kingdom, and India, with active hiring across sales, finance, and operations roles.
Westlake originates and services automotive retail installment contracts across prime, sub-prime, and non-prime borrower segments through partnerships with approximately 21,000 new and used car dealers throughout the United States.
Core tools include Microsoft Office suite (Word, Excel, Outlook, Access, VBA), SQL, Salesforce, HubSpot, and Google Cloud Platform. The company is adopting Terraform and Ansible for infrastructure automation.
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