UBL - United Bank Limited Tech Stack
Pakistani universal bank with 65+ years in retail, corporate, and investment banking
UBL is a large, publicly listed Pakistani bank operating one of the country's largest branch networks, complemented by digital banking services. The tech stack is heavily weighted toward process automation (Pega, Appian, Camunda, IBM BPM) and business intelligence (Tableau, Power BI), reflecting an organization managing complexity across retail, corporate, investment, and treasury divisions. Active projects center on regulatory compliance—IFRS-9 implementation, SBP circular testing, penalty root cause analysis—and process automation, with hiring accelerating across HR, engineering, finance, and compliance roles, suggesting investment in both operational modernization and control infrastructure.
Tech Stack 12 technologies
What UBL - United Bank Limited Is Building
◆Challenges
- Compliance with evolving regulatory requirements
- Maintaining compliance evidence
- Enterprise process automation
- Vendor payment management for 500+ vendors
- Timely accrual and financial reporting
- Fx variance analysis
- Automating repetitive business processes
- Implementing ifrs-9
- Sbp penalty root cause analysis
- Closing regulatory guideline gaps
▲Active Projects
- Monthly validation of ecib reporting
- Mrc and moc meeting coordination
- Credit strategy and risk appetite criteria development
- Ifrs-9 implementation
- Compliance monitoring & assurance testing plan
- Testing implementation of sbp circulars
- Regulatory testing (desktop/thematic)
- Root cause analysis against sbp penalty
- High availability and disaster recovery architecture
- Integration strategy for core banking and digital channels
Hiring Activity
Department
Seniority
Notable leadership hires: Learning Head, Head of Marketing
