SIBS operates a multi-layered payments ecosystem across Europe and Africa—processing billions of transactions annually through ATM networks, card terminals, and digital channels—built on a Java/Kafka/Kubernetes stack typical of large financial infrastructure. Active hiring in engineering and security, combined with projects spanning cloud-native payment solutions, AI/MLOps standards, and EU data protection mandates, signals infrastructure modernization and regulatory adaptation rather than core product pivots.
SIBS is a Portuguese financial services and payments processor founded in 1983, serving over 300 million users across multiple geographies. The company operates national payment networks (ATM Express, MULTIBANCO), manages digital payment channels (MB WAY, online, mobile, terminals), and provides card production, fraud detection, and business process outsourcing services. SIBS also owns Paytel, a payment terminal operator in Poland. The company processes approximately 7 billion transactions annually across more than 330,000 terminals, positioning it as a major payments infrastructure player in Europe and Africa.
SIBS uses Java, Spring Boot, Kubernetes, Docker, Kafka, and Apache Pulsar for core infrastructure; WildFly, Tomcat, and JBoss for application servers; MongoDB and CockroachDB for data storage; Jenkins and Nexus for CI/CD; and HSM and PKI for security.
Active projects include a cloud-native payment solution, MB WAY product roadmap expansion, AI/MLOps standards establishment, EU data protection compliance programs, end-to-end AI solutions architecture, and post-acquisition integration following an M&A process.
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