Piramal Finance Tech Stack

Wholesale and retail lending platform for real estate and MSME sectors

Financial Services Mumbai, MAHARASHTRA 10,001+ employees Public Company

Piramal Finance operates a dual-track lending business (home loans and MSME funding) supported by a Java/Python/SQL stack with heavy emphasis on testing infrastructure (Rest Assured, Karate, TestNG, Playwright). The project portfolio reveals a sharp pivot toward AI/ML: NPA forecasting, collection optimization models, GenAI document analysis, and predictive workflows dominate active work. Pain points around defect prevention and shift-left testing signal engineering maturity gaps the company is actively addressing.

Tech Stack 38 technologies

Core StackJava Postman Jenkins GitLab JUnit Python SAS JavaScript Oracle C# MySQL Playwright Rest Assured Swagger SoapUI Karate TestNG Git SQL R Excel XGBoost Transformers Windows UNIX PowerPoint REST JSON HTTP REST Assured+7 more

What Piramal Finance Is Building

◆Challenges

Preventing defects before production
Optimizing collection efficiency
Forecasting npas
Process improvements automation initiatives
Cost efficiency
Profitability analysis
Growth drivers
Improving engineering quality
Shift-left testing adoption
Identifying red flags in investment

▲Active Projects

Builder health index
Special investigations or reviews
Smart early warning systems
Ai/ml models for collection efficiency
Npas forecasting models
Pre-approved monthly offers framework
Ai/ml model development
Genai-assisted document analysis
Predictive and generative ai solutions
Ai products for business outcomes

Hiring Activity

Decelerating20 roles · 3 in 30d

Department

Data

Engineering

Finance

Marketing

Ops

Security

Seniority

Senior

Junior

Lead

Manager

Mid

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About Piramal Finance

Piramal Finance Limited (formerly Piramal Capital & Housing Finance Limited) is a public financial services company headquartered in Mumbai offering wholesale and retail lending across real estate and non-real estate (MSME) sectors. The company operates a customer support function Monday–Saturday, 10 AM–7 PM IST. With over 10,000 employees across data, engineering, finance, and operations, Piramal Finance targets both institutional and retail borrowers. Current development focus spans loan origination frameworks (pre-approved monthly offers), risk management (NPA forecasting, early warning systems), and collection operations (AI/ML efficiency models).

HeadquartersMumbai, MAHARASHTRA

Company Size10,001+ employees

Hiring MarketsIndia

Frequently Asked Questions

What tech stack does Piramal Finance use?

Java, Python, SQL, Oracle, and MySQL form the core. Testing layer includes Rest Assured, Postman, Karate, TestNG, Playwright, and SoapUI. Analytics uses SAS, XGBoost, and Transformers. CI/CD: Jenkins and GitLab.

What AI/ML projects is Piramal Finance working on?

NPA forecasting models, collection efficiency optimization, predictive early warning systems, GenAI-assisted document analysis, and AI products for business outcomes. These represent the bulk of active development work.