Paynetics Tech Stack

Regulated fintech payments platform: card issuing, acquiring, IBAN accounts, and digital banking.

Financial Services London, England 51–200 employees Founded 2005 Privately Held

Paynetics is a UK-regulated e-money institution and principal member of Mastercard, VISA, and SWIFT offering card issuing, acquiring, IBAN accounts, and money transfers through a single digital platform. The tech stack (PHP/Symfony, PostgreSQL, Go, TypeScript, Playwright) reflects a mature backend-heavy architecture supporting complex payment processing; active projects signal engineering maturity and governance focus (delivery frameworks, AI-driven automation), while pain points cluster heavily around compliance, legacy refactoring, and operational resilience—typical for a regulated fintech scaling beyond startup phase.

Tech Stack 11 technologies

Core StackPHP PostgreSQL MySQL Go JavaScript TypeScript Playwright Postman Jira Symfony Insomnia

What Paynetics Is Building

◆Challenges

Performance, security, scalability
Refactoring legacy systems
Ensuring compliance with regulatory requirements
Predictable delivery
Unplanned work reduction
Operational resilience
Churn prevention
Nps improvement
Partner satisfaction

▲Active Projects

New functionality within paynetics system
Api-driven solutions for market-leading products
Predictable technology operating model
Delivery governance framework
Ai-driven engineering automation

Hiring Activity

Accelerating10 roles · 5 in 30d

Department

Legal

Engineering

Sales

Support

Seniority

Mid

Senior

C-Level

Junior

Lead

Notable leadership hires: Chief Technology Officer

Company intelligence

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About Paynetics

Paynetics simplifies B2B payments by combining the regulatory trust of a licensed e-money institution with fintech agility. The platform bundles card issuing (with BIN sponsorship, loyalty, and mobile digitalization), e-commerce acquiring (one-stop onboarding and processing), IBAN accounts (fully functional but lower-cost than traditional banking), and emerging tools like white-label eWallets, QR payments, and Software POS. Founded in 2005 and based in London, the company operates at 51–200 headcount with active hiring in Bulgaria, reflecting operational scaling across engineering, legal, and sales functions.

HeadquartersLondon, England

Company Size51–200 employees

Founded2005

Hiring MarketsBulgaria

Frequently Asked Questions

What tech stack does Paynetics use?

PHP, Symfony, PostgreSQL, MySQL, Go, JavaScript, TypeScript. Development tooling includes Playwright, Postman, Insomnia, and Jira. The mix emphasizes backend robustness for payment processing.

What products does Paynetics offer?

Card issuing with BIN sponsorship and mobile features; e-commerce acquiring; IBAN accounts; money transfers; white-label eWallets; QR payments; and Android-agnostic Software POS. All delivered through a single digital banking platform.