Equipment financing platform for small and mid-market businesses
Navitas Credit is a subsidiary of United Community Bank focused on equipment financing for SMBs. The tech stack is legacy-heavy—NMLS, Encompass, SWIFT, and spreadsheet-based tools (Excel, Anaplan)—with no adopting or replacing signals, suggesting infrastructure constraints typical of traditional lending. Hiring velocity is accelerating across finance and ops (70 of 82 roles), while sales and support remain lean, pointing to backend-driven growth: scaling underwriting capacity and loan origination workflows rather than field expansion.
Navitas Credit, a wholly-owned subsidiary of United Community Bank established in 2008, originates equipment financing for small and mid-sized businesses. The company operates through direct lending and referral channels with equipment vendors, brokers, and strategic partners. With 201–500 employees based in Ponte Vedra, Florida, Navitas serves as the equipment financing arm of a larger community banking holding company. Current operational focus spans loan origination, credit advisory, deposit growth, and treasury management integration—supported by a core finance and operations team.
Microsoft Office suite (Outlook, Word, Excel, SharePoint), NMLS for regulatory compliance, Encompass for loan servicing, SWIFT for banking infrastructure, and Anaplan/OneStream for financial planning and consolidation.
Equipment financing origination, credit advisory for business owners, sales initiatives for deposit and loan growth, underwriter training, account profitability, beneficiary/trust administration, and onboarding new treasury management products.
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