Regional credit union modernizing loan origination and member operations
Navigant Credit Union operates a traditional Microsoft-centric stack (Office 365, Azure, Fiserv) typical of mid-size financial institutions, but is actively reshaping internal workflows around loan origination automation and risk segmentation—suggesting a push toward faster member onboarding and tighter credit decision-making. The hiring surge in support and ops roles, paired with a focus on charge-off reduction and delinquency management, signals operational scaling and tighter cost control.
Navigant Credit Union is a member-owned financial cooperative based in Smithfield, Rhode Island, founded in 1915. The organization serves over 155,000 members across 25 branch locations and manages more than $4 billion in assets, making it the largest credit union in Rhode Island. Core operations span consumer and business lending, deposit products, and mortgage services. The organization operates a federated branch network and relies on Fiserv for core banking infrastructure, with Microsoft 365 and Azure supporting administrative and operational functions.
Navigant runs Microsoft 365 (Word, Excel, Outlook, PowerPoint), Windows Server/Windows, Azure, Fiserv core banking platform, DocuSign for document workflows, and Verafin for compliance monitoring.
Current projects include smart-start loan origination, cash reserve lines of credit origination, automation model redesign, job role and workflow redesign, and risk segmentation strategy implementation.
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