Mobi FIDC is a small, finance-heavy operation focused on receivables factoring in Brazil. The pain-point list—fraud investigation, credit risk analysis, delinquency reduction, and process bottlenecks—reveals a company grappling with credit underwriting at scale, not just transaction volume. Stack choices (SAP, Oracle, TOTVS, Power BI) are enterprise-grade and suggest they're managing complex risk models and regulatory reporting, typical of fintech securitization players. Minimal hiring velocity despite six open roles indicates cash constraints or slower-than-expected growth.
Mobi FIDC provides receivables advance (factoring) solutions to small and medium-sized businesses in Brazil, converting deferred payment invoices into same-day liquidity through an online-only process. Founded in 2000, the company operates from Rio de Janeiro with 11–50 employees. The business model is typical of FIDC (structured credit fund) securitization—they underwrite credit risk, advance cash to sellers, and manage the portfolio. Their tech stack spans ERP (SAP, Oracle, TOTVS), sales infrastructure (Salesforce, HubSpot, Pipedrive, Apollo), and analytics (Power BI), reflecting the dual challenge of back-office credit operations and front-end lead qualification.
Mobi FIDC advances payments on business receivables (invoices), converting future cash into immediate liquidity for SMBs in Brazil. The process is fully digital and completed same-day.
Core systems: SAP, Oracle, TOTVS (ERP); Salesforce, HubSpot, Pipedrive, Apollo (sales); Power BI (analytics); Excel and LinkedIn Sales Navigator for operations.
Mobi FIDC is headquartered in Rio de Janeiro, Brazil, with all hiring activity focused on the Brazilian market.
Other companies in the same industry, closest in size