Merrick Bank Tech Stack

FDIC-insured bank serving non-prime lending with compliance-first tech

Banking South Jordan, Utah 201–500 employees Founded 1997 Privately Held

Merrick Bank is a Utah-based FDIC-insured lender focused on non-prime credit products, running on a Python + SQL + Snowflake stack paired with enterprise compliance tooling (ServiceNow, Power BI). The hiring pattern is heavily skewed toward compliance, legal, and finance roles — 16 of 24 open positions — while projects cluster around compliance frameworks, risk assessment, and regulatory validation (FDICIA/SOX), reflecting the operational reality of a bank managing credit-building products under active regulatory scrutiny.

Tech Stack 13 technologies

Core StackPython Snowflake Power BI ServiceNow Power Automate Tableau Google Analytics SQL SharePoint Excel VBA Outlook Adobe Analytics

What Merrick Bank Is Building

◆Challenges

Improving risk-adjusted returns
Regulatory testing inefficiencies
Optimizing credit line increase programs
Compliance with laws and regulations
Improving portfolio credit strategy
Improving portfolio performance
Digital acquisition initiatives
Improving accounting operation and efficiency
Implementing new accounting procedures
Meeting regulatory and audit standards

▲Active Projects

Centralized compliance calendar
Enterprise compliance framework
Proactive credit line increase program
Performance monitoring suite
Implementation of compliance management system
Enterprise flod program
Policy manual lifecycle management
Compliance risk assessments
Fdicia/sox validation
Risk assessment for major initiatives

Hiring Activity

Accelerating25 roles · 10 in 30d

Department

Finance

Legal

Compliance

Data

Marketing

Executive

Ops

Product

Seniority

Director

Manager

Junior

Senior

Mid

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About Merrick Bank

Merrick Bank, founded in 1997 and headquartered in South Jordan, Utah, is an FDIC-insured bank with nearly $9 billion in assets serving five million cardmembers nationwide. A wholly owned subsidiary of CardWorks, Inc., the bank specializes in credit-building products for underserved consumers, combining non-prime lending with data-driven underwriting and compliance infrastructure. The technology backbone combines analytics (Snowflake, Power BI, Tableau) with workflow automation (ServiceNow, Power Automate) and traditional banking systems. Operations span credit origination, portfolio management, and regulatory reporting across a 201–500-person organization.

HeadquartersSouth Jordan, Utah

Company Size201–500 employees

Founded1997

Hiring MarketsUnited States

Frequently Asked Questions

What tech stack does Merrick Bank use?

Python, SQL, Snowflake for data; Power BI and Tableau for analytics; ServiceNow for compliance and workflow; SharePoint and Power Automate for automation; Google Analytics and Adobe Analytics for digital measurement.

Where is Merrick Bank headquartered?

South Jordan, Utah. The bank operates as a privately held FDIC-insured institution with five million cardmembers nationwide and is a subsidiary of CardWorks, Inc.