MCAP Tech Stack

Canadian mortgage originator and servicer with $150B+ AUM

Financial Services Toronto, ON 1,001–5,000 employees Privately Held

MCAP originates and services residential and commercial mortgages across Canada, with operations spanning origination, trading, securitization, and ongoing loan management. The tech stack is enterprise-class but legacy-heavy (Windows XP/7, Citrix, SQL Server, Active Directory), paired with modern CRM (Salesforce) and marketing automation (Klaviyo, HubSpot, Mailchimp)—indicating a patchwork of older infrastructure supporting compliance/operations and newer customer-facing tools. Finance-dominant hiring (12 of 26 open roles) reflects the capital-intensive nature of mortgage underwriting and the operational complexity of regulatory reporting and risk management.

Tech Stack 22 technologies

Core StackSalesforce Windows Server Microsoft Exchange Active Directory Klaviyo HubSpot Mailchimp PLM Microsoft Office Microsoft 365 Word Excel PowerPoint Windows XP Windows 7 Windows Server 2008 R2 Citrix SQL Azure DHCP DNS Salesforce Marketing Cloud

What MCAP Is Building

◆Challenges

Maintaining data integrity
Reducing mortgage arrears
Expanding commercial insured lending programs
Protecting clients and investors
Ensuring loan qualification under mandates
Managing investor relationships
Improving financial reporting speed
Meeting regulatory reporting deadlines
Optimizing project investment decisions
Balancing risk with revenue targets

▲Active Projects

Establishing volume targets for mcap capital programs
Reviewing term sheets for regional branches
Updating policy and procedures manual
Financial modeling for strategic projects
Monthly financial reporting
Annual budgeting and planning process
Firmex project creation and access granting
Edm quality control and reporting
Reconciliation reports (aml, good faith, suspense balance)
Territory-specific marketing initiatives

Hiring Activity

Accelerating25 roles · 15 in 30d

Department

Finance

Sales

Support

Marketing

Ops

Seniority

Mid

Junior

Director

Manager

Senior

Principal

Notable leadership hires: Investment Management Director, Finance Director, Commercial Director

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About MCAP

MCAP is a private mortgage finance company founded in 1981, headquartered in Toronto, with over 1,000 employees. The firm manages more than $150 billion in assets under management, originating mortgages exclusively through the broker channel for residential properties while maintaining a 25+ year track record in construction lending. Operations span across Canada with teams handling development financing, residential and commercial mortgage origination, and comprehensive loan servicing including securitization and investor management. The business serves homeowners (via mortgage brokers), construction companies, developers, and institutional investors.

HeadquartersToronto, ON

Company Size1,001–5,000 employees

Hiring MarketsCanada

Frequently Asked Questions

What tech does MCAP use for mortgages and CRM?

Salesforce for CRM, Azure and SQL Server for backend systems, Active Directory for identity, Citrix for remote access, and Klaviyo/HubSpot/Mailchimp for marketing automation. Legacy OS infrastructure (Windows XP/7/Server 2008 R2) remains in use alongside modern cloud services.

What is MCAP working on?

Capital program volume targeting, financial modeling for strategic projects, policy and procedures updates, monthly/annual financial reporting and planning, AML and good-faith reconciliation reporting, EDM quality control, and territory-specific marketing campaigns.