FCA-licensed card acquiring platform for merchants across risk profiles
MADFIN is a two-year-old card acquiring startup built around compliance and process rigor. The stack is lean—PostgreSQL, Jira, Power BI—but the hiring mix reveals operational maturity: legal and finance roles match the project backlog (PSD2/PSR2 compliance, merchant risk assessment, external counsel cost management). Decelerating hiring velocity paired with heavy regulatory workload suggests they're in a consolidation phase after initial builds, optimizing merchant onboarding and expanding acquiring routes into new markets.
MADFIN provides card acquiring services to merchants of all sizes under a full FCA license. The company operates from London and is structured around merchant onboarding, risk management, and regulatory compliance. Active projects span merchant activity monitoring, high-risk merchant assessment, contract template development, and multi-market route expansion. The organization is built on documented process: workflow design, merchant lifecycle management, and payment scheme compliance. Team composition (11 staff across sales, finance, legal, product, ops, and support) reflects the regulatory and operational demands of UK-licensed payment acquiring.
PostgreSQL for backend infrastructure, Jira Service Management for operations, Power BI for analytics, Google Workspace for collaboration, and Postman for API development. Desktop tools include macOS and Windows; desktop productivity via Excel and Google Sheets.
Yes. MADFIN holds a full FCA (Financial Conduct Authority) license. Current projects include PSD2/PSR2 compliance, regulatory compliance under UK law, and payment scheme compliance management.
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