Klap operates a diversified payment infrastructure business across food vouchers, telecom top-ups, merchant acquiring, and banking correspondent services in Chile. The tech stack is SQL + Python + Java + Node.js paired with BI tools (Power BI, Tableau, Looker), signaling backend complexity around transaction processing and analytics—but hiring is sales-heavy (5 of 12 active roles) with a single engineering hire, indicating growth is currently sales- and compliance-driven rather than product-led. Current focus on merchant integrations, pricing models, and fraud mitigation reflects operating leverage challenges typical of payment networks navigating regulatory and chargeback risk.
Klap (formerly Multicaja) is a Chilean payment operator and fintech infrastructure company serving merchants, consumers, and financial institutions. The business spans four primary services: food voucher issuance and management, telecom and prepaid distribution, point-of-sale acquiring, and banking correspondent services. With 201–500 employees based in Santiago, Klap is actively developing new products and expanding B2B payment solutions while managing regulatory compliance, fraud prevention, and operational risk across its transaction network.
SQL, Python, Java, and Node.js for backend services; Power BI, Tableau, and Looker for analytics; Figma for design; BPMN for process modeling.
Expanding B2B payment solutions, improving sales execution, managing pricing complexity, ensuring card-brand and transaction compliance, mitigating fraud and chargebacks, and integrating digital payment solutions with merchants and e-commerce platforms.
Other companies in the same industry, closest in size