NPL portfolio acquisition and master servicer platform for Latin American banks
Expertis acquires and manages non-performing loan (NPL) portfolios across Latin America, acting as a master servicer between banks and collection agencies. The tech stack is analytics-focused (Python, SQL, Power BI, Tableau) rather than product-engineering heavy, reflecting a business model centered on portfolio analysis, operational oversight, and performance reporting. Active hiring is concentrated in finance and operations roles, with acute pain points around delinquent account recovery and collections-process efficiency — areas where they're building internal optimization capabilities.
Expertis is a master servicer and NPL portfolio operator based in Lima, Peru, founded in 2015. The company acquires non-performing loan portfolios from banks and intermediates between lenders and collection agencies, adding value through analytical capabilities, operational process design, and portfolio performance measurement. They operate across Latin American markets and serve banks, collection agencies, and institutional investors seeking attractive risk-adjusted returns from distressed debt management. The 51–200-person organization runs active projects in contact strategy, collections-campaign optimization, and staff training, addressing persistent operational challenges in bad-debt recovery and delinquency reduction.
Expertis acquires NPL (non-performing loan) portfolios from banks and acts as a master servicer, intermediating between lenders and collection agencies while providing analytics, operational models, and performance measurement to optimize recovery and returns.
Python, SQL, Power BI, Tableau, Microsoft Office, Excel, Genesys Cloud (contact-center platform), and design tools (Canva, Adobe Illustrator). No modern adopting or replacement activity is visible.
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